P252 CEEFAX 2 252 Sun 01 Dec 23:58/00 1/4 LOWEST STANDARD VARIABLE RATES MAX LOAN LENDER RATE TO VALUE FEE FirstMortgage 0800 080088 5.95% 75% £2:5 Bradford & Bingliy Mortgages Direct 0345 852 8k2 5.99% 75% None £250 rebate Direct Line 0181 649 9099 6.05% 90% None Legal & Genital Mortgage Services 0800 664444 6.24% 95% None £400 rebate Woolwich Direct 0645 757575 6.35% 85% None £450 rebate Source: MONEYFACTS FixedOCap YourMoney FirstTime Main MenuP252 CJ AX@4 4uk@Su^@p1 Dec uszQmO2n 2/4 /"£££"£££"£££ O^ S D D V RAT S W TH C SH R BAT S @@ CASH MAX LENDER RATE REBATE LTV Norwich & P'borg 6.74% 4% of adv 80% 01733 391497 (£10K max) Homjloans Direct 6.95% 4% of adv 90% 88p0 44p09y (£10K max) Alliance & Leics 6.99% 5% of adv 75% via local brancX (£6K max) C(elsja B3 6.99% 5% of adv 90% p800 616356 @ (£10K max) Northern Rock BS 6.99% 4% of adv 90% 0800 591500 (£6K mat) Source: MONEYFACTS FixehOCap YourMo.ey FirstTime M!in Mi.uP252 CEEFAX 2 252 Sun 01 Dec 23:54/32 3/4 DISCOUNTED VARIABLE RATES MAX LENDER RATE LTV FEE Hinckliy & Rugby 0.00% 70% £250 0800 774499 9 mths (refunded) Scarborough BS 0.75% 90% None 0800 590547 1 year Principality BS 3.50% 75% None 01222 344188 1.2.99 Alliance & Ljics 4.59% 75% None via local branch 1.10.99 Northern Rock BS 5.24% 95% None p800 591k00 1.1.02 Source: MONEYFACTS FixedOCap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Sun 01 Dec 23:51/44 4/4 100% VARIABLE RATES LENDER RATE PERIOD FEE Bank of Scotland 5.99% 1 year £250 p645 812812 Mortgage Express 6.40% 2 years £295 0500 050020 No NIP Yorkshire BS 6.84% indefinite None 0800 3788s6 Abbey National 7.04% indefinite None 0800 555100 * no FTBs/remortgages Legal & Gin Mtge 7.24% indefinite None 01372 364444 No NIP Source: MONEYFACTS FixedOCap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Sun 01 Dec 23:50/24 2/4 STANDARD VAR RATES WITH CASH REBATES CASH MAX LENDER RATE REBATE LTV Norwich & P'borg 6.74% 4% of adv 80% 01733 391497 (£10K max) Homeloans Direct 6.95% 4% of adv 90% 0800 440099 (£10K max) Alliance & Ljics 6.99% 5% of adv 75% via local branch (£6K max) Chjlsja BS 6.99% 5% of adv 90% 0800 616356 (£10K max) Northern Rock BS 6.99% 4% of adv 90% 0800 591500 (£6K max) Source: MONEYFACTS FixedOCap YourMoney FirstTime Main Menu