P254 CEEFAX 2 254 Sun 01 Dec 23:52/23 1/3 FIRST TIME BUYERS: VARIABLE DISCOUNT MAX LOAN LENDER RATE TO VALUE FEE Staffordshire BS 1.96% 90% None 01902 317317 1.12.97 West Bromwich BS 2.49% 90% None 0121 525 7070 1 year 1% adv rebate Greenwich BS 3.49% 95% £250 0181 858 8212 2 years Northern Rock BS 4.24% 95% None 08p0 591k00 1.1.00 Abbey National 5.79% 90% None 0800 555100 31.1.02 Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Sun 01 Dec 23:54/11 2/3 FIRST TIME BUYERS: FIXED RATES MAX LOAN LENDER RATE TO VALUE FEE Bristol & West BS 1.95% 90% £275 0800 608088 1.10.97 Northern Rock BS 4.89% 95% £295 0800 591k00 1.1.99 Lambjth BS 4.99% 95% £2:5 0800 225221 1.10.98 0.25% of adv Alliance & Ljics 6.65% 95% 0.5% via local branch 1.10.99 Cheltenham & Glos 7.59% 95% £495 0800 272131 5 years No NIP Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Sun 01 Dec 23:51/47 3/3 FIRST TIME BUYERS: 100% RATE PERIOD FEE FIXED RATES Mortgage Express 7.25% 3.1.99 £295 0500 050020 No NIP Royal Bk of Scot 8.69% 17.12.01 £200 0131 u23 1p23 VARIABLE RATES Yorkshire BS 6.84% indefinite None 0800 3788s6 BoT, Cjnttibank 7.49% indefinite £250 0131 317 6827 Source: MONEYFACTS Postal YourMonjy Variable Main Menu