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P253 CEEFAX 2 253 Mon 20 Jan 03:44/54       SHORT TERM FIXED RATES 1/4 MAX LOAN LENDER RATE TO VALUE FEE Scarborough BS 0.95% 85% 0.75% 0800 590547 1 year Covjntty BS 4.90% 85% £250 p8p0 12612u 1.1.99 Northern Rock BS 5.19% 95% £395 0800 591500 1.3.99 FirstMortgage 6.45% 75% £295 08p0 080088 1.1.00 Bristol & West BS 6.99% 90% £275 p8p0 11:955 1.1.01 Source: MONEYFACTS FirstTime YourMonjy Postal Main Menu

P253 CEEFAX 2 253 Mon 20 Jan 03:55/35       LONG TERM FIXED RATES 2/4 MAX LOAN LENDER RATE TO VALUE FEE Bristol & West BS 7.48% 90% £275 p8p0 11:95u 1.1.02 Northern Rock BS 7.49% 95% £395 0800 591500 1.3.02 Lambjth BS 7^65% 95% £2:5 0800 225221 1.3.02 Norwich & P'borg 7.69% 85% £295 01733 391497 5 years Britannia BS 7.74% 95% £295 0800 526350 5 years Source: MONEYFACTS FirstTime YourMonjy Postal Main Menu

P253 CEEFAX 2 253 Mon 20 Jan 03:15/36       CAPPED RATES 3/4 MAX LOAN LENDER RATE TO VALUE FEE UCB Home Loans 2.99% 95% £2:5 p645 401400 1.6.97 Halifax MSL 4.65% 95% £2:5 0171 638 8809 1 year The Mtg Business 6.99% 95% None 0345 253253 1.6.98 Newcastle BS 7.90% 95% £245 0191 244 2468 31.3.02 Currently 6.99% Skipton BS 7.95% 95% £295 01756 705030 31.12.01 Currently 7.14% Source: MONEYFACTS FirstTime YourMonjy Postal Main Menu

P253 CEEFAX 2 253 Mon 20 Jan 00:05/55       100% FIXED RATES 4/4 LENDER RATE PERIOD FEE Bank of Scotland 7.79% 15.1.99 £250 p64u 812812 Royal Bk of Scot 7.99% 16.3.99 £250 0131 u23 1p23 max Royal Bk of Scot 8.49% 16.8.00 £250 0131 u23 1p23 max Mortgage Express 8.69% 3.1.02 £295 0500 050020 No NIP Bank of Scotland 8.89% 15.1.02 £250 p64u 812812 Source: MONEYFACTS FirstTime YourMonjy Postal Main Menu

P253 CEEFAX 253 iz/ 99 J nA 3:4Y/     W"£££"£££"£££  CAPPED RATES 3/4 MAX LOAN LENDER RATE TO VALUE FEE UCB Home Loans 2.99% 95% £2:5 0645 40140p 1^v.97 Halieax MSL 4.65% 95% £295 0171 638 880y 1 yrar @ @ @ @ @ @ @ The Mtg Business 6.99% 95% None 0345 25s253 1.m.98 Newcastle BS 7.90% 95% £245 01z1 244 2468 31.3.02 Curse]sly 6.99% Skipton BS 7.95% 95% £295 01756 705030 31.12.01 Currently 7.14% Source5 Z NE9EACT' FirstTime YourMonjy Postal Main Menu