P254 CEEFAX 2 254 Mon 20 Jan 03:55/41 FIRST TIME BUYERS: VARIABLE DISCO 1/3 MAX LOAN LENDER RATE TO VALUE FEE Staffordshire BS 2.23% 90% None 01:02 317317 1.3.98 Greenwich BS 4.19% 95% None 0181 858 8212 2 years Alliance & Ljics 4.25% 90% £195 via local branch 1.1.98 3% rebate Principality BS 5.30% 90% None 01222 344188 1.4.00 Northern Rock BS 5.74% 95% £295 0800 591500 1.3.02 Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Mon 20 Jan 03:17/44 FIRST TIME BUYERS: FIXED RATES 2/3 MAX LOAN LENDER RATE TO VALUE FEE Mansfield BS 2.99% 95% None 01246 202055 1 year Lambjth BS 5.20% 95% £2:5 0800 225221 1.3.99 Skipton BS 5.25% 95% £295 01756 705030 31.3.99 Bristol & West BS 6.49% 90% £275 08p0 11:955 1.1.00 Cheshire BS 6.59% 95% £295 08p0 27s278 1.1.00 Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Mon 20 Jan 03:55/57 FIRST TIME BUYERS: 100% 3/3 RATE PERIOD FEE FIXED RATES Royal Bk of Scot 7.99% 16.3.99 £200 0131 u23 1p23 Mortgage Express 8.69% 3.1.02 £295 0500 050020 No NIP VARIABLE RATES Yorkshire BS 7.19% indefinite None 0800 3788s6 TUB 7.75% indefinite None via local branch Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEF—X 254 iz/ 9 J mAX :9 FIRST TIME BUYERS: 100% 3/3 RATE PERIOD FEE FIXED RATES Royal Bk of Scot 7.99% 16.3.99 £200 0131 u23 1p23 Mortgage Express 8.69% 3.1.02 £295 05p0 050020 No NIP VARIABLE RATES Yorkshire BS 7.19% indefinite None 0800 3788s6 TUB 7.75% indefinite None via local branch Source: MONEYFACTS Postal YourMonjy Variable M!in Menu