P252 CEEFAX 2 252 Sat 13 Dec 22:31/09 LOWEST STANDARD VARIABLE RATES 1/4 LENDER RATE MAX LTV FEE Northern Rock Direct 0845 605 0500 6.89% 85% None Free NIP Bradford & Bingley Mortgages Direct 0345 852852 7.29% 75% None Sainsbury's Bank 0500 7006p0 7.45% 75% None Direct Line 0181 649 9099 7.59% 90% None No NIP Legal & General Bank 0800 664444 7.95% 95% None Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Sat 13 Dec 22:32/20 STANDARD VAR RATES WITH CASH REBA 2/4 CASH MAX LENDER RATE REBATE LTV Staffordshire BS 7.99% 5% of adv 90% 01902 31748u (£10K max) Principality BS 8.10% 4% of adv 95% 01222 344188 (£8K max) Chjlsja BS 8.35% 5% of adv 90% 0800 616356 (£10K max) Newcastle BS 8.39% 6% of adv 90% 0191 244 2468 (£15K max) Northern Rock 8.70% 7% of adv 75% p845 v05 0upp Source: MONEYFACTS Fixed/Cap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Sat 13 Dec 22:32/00 DISCOUNTED VARIABLE RATES 3/4 LENDER RATE MAX LTV FEE Scarborough BS 1.45% 80% £250 0990 133149 1 year Not FTB FirstMortgage 4.70% 90% £295 p800 080088 2 years Mercantile BS 5.74% 75% £195 0191 295 9500 3 years Principality BS 5.80% 80% None 01222 344188 1.3.01 Nationwide BS 6.75% 90% £295 0800 302010 5 years Source: MONEYFACTS Fixed/Cap YourMonjy FirstTimj Main MenuP252 CEEFAX 2 252 Sat 13 Dec 22:37/38 100% VARIABLE RATES 4/4 LENDER RATE PERIOD FEE The Mtge Business 7.49% 1.6.99 £299 0345 253253 Royal Bk of Scot 8.20% 1.3.99 None 0131 523 5u25 Mortgage Express 8.65% term £300 0500 212854 No NIP Abbey National 8.70% term None 0800 555100 Legal & General Bk 8.75% term None 0800 664444 Free NIP Source: MONEYFACTS FixedOCap YourMoney FirstTimj Main Menu