P254 CEEFAX 2 254 Sat 13 Dec 22:32/21 FIRST TIME BUYERS: VARIABLE DISCO 1/3 LENDER RATE MAX LTV FEE Universal BS 2.45% 95% £295 0800 2814y6 1 year FirstMortgagj 5.59% 90% £295 0800 080088 3 years Bristol & West 5.70% 90% None 0800 119955 2 years Alliance & Ljics 5.70% 90% £195 0345 108108 1.1.99 2.75% rebate Nationwide BS 6.85% 95% £295 0800 302010 5 years Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Sat 13 Dec 22:34/08 FIRST TIME BUYERS: FIXED RATES 2/3 LENDER RATE MAX LTV FEE Leeds & Holbeck BS 1.65% 95% £295 0500 225777 1.1.99 Northern Rock 4.49% 90% £395 p84u 605 0500 1.2.00 FirstMortgagj 6.19% 90% £295 0800 080088 1.1.01 Lambjth BS 6.20% 95% £295 0645 909192 1.1.01 Woolwich 6.69% 95% £350 0800 400900 1.1.03 max Source: MONEYFACTS Postal YourMonjy Variable Main MenuP254 CEEFAX 2 254 Sat 13 Dec 22:32/27 FIRST TIME BUYERS: 100% 3/3 RATE PERIOD FEE VARIABLE RATES Yorkshire BS 8.45% term None 0800 378836 Mortgage Express 8.65% term £300 0500 212854 No NIP FIXED RATES Royal Bk of Scot 7.84% 15.2.01 £250 0131 u23 5u2u Mortgage Express 7.90% 3.10.99 £300 0500 212854 No NIP Source: MONEYFACTS Postal YourMonjy Variable Main Menu