P253 CEEFAX 2 253 Wed 12 Jan 21:03/44 FIXED RATES - WITH REDEMPTION TIE 1/4 LENDER RATE MAX LTV TIE-IN Northern Rock 4.39% 90% 1st 6yrs 0845 605 0500 1.3.02 £500 & no NIP West Bromwich BS 4.45% 95% 1st 5yrs 0121 580 6404 30.9.01 Free NIP Leeds & Holbjck BS 4.79% 75% To 1.3.04 0800 072 5726 1.3.02 Scarborough BS 5.80% 95% 1st 5yrs 0990 133149 3 years To 90% no NIP Britannia BS 5.94% 75% 1st 5yrs 0845 842 9429 3 years Source: MONEYFACTS FirstTimj YourMonjy Postal Main MenuP253 CEEFAX 2 253 Wed 12 Jan 22:14/48 FIXED RATES - WITH NO REDEMPTION 2/4 LENDER RATE MAX LTV TIE-IN Skipton BS 5.70% 95% 28.2.02 01756 705030 28.2.02 To 90% no NIP Leeds & Holbeck BS 5.74% 75% None 0800 072 5726 1.3.02 Newcastle BS 6.25% 90% 30.11.02 0191 244 2468 30.11.02 To 85% no NIP Principality BS 6.29% 80% 31.1.05 0800 163817 31.1.05 No NIP Britannia BS 6.44% 95% 1st10yrs 0845 842 9429 10 years To 90% no NIP Source: MONEYFACTS FirstTimj YourMoney Postal Main MenuP253 CEEFAX 2 253 Wed 12 Jan 21:41/26 CAPPED RATES 3/4 LENDER RATE MAX LTV TIE—IN Bristol & West 4.99% 95% 30.11.04 0845 300 8000 1.12.01 To 85% no NIP Nationwide BS 6.59% 90% 1st 2yrs 0800 302010 2 years No NIP Wesleyan Home Ln 6.30% 90% 31.12.02 0800 228855 31.12.02 To 85% no NIP Yorkshire BS 6.39% 95% 1st 3yrs 0845 120 0100 3 years To 90% no NIP Birmingham Mids 6.49% 95% 1.3.05 0800 092 8181 1.3.05 Under 90% no NIP Source: MONEYFACTS FirstTimj YourMoney Postal Main MenuP253 CEEFAX 2 253 Wed 12 Jan 21:45/47 100% FIXED RATES 4/4 LENDER RATE PERIOD TIE-IN Mortgage Express 7.49% 3.12.01 Yes 0500 212854 No NIP Scot Widows Bank 7.30% 30.11.02 None 0845 045 0829 Professionals &no NIP Sainsbury's Bank 7.69% 31.1.03 None 0500 700600 Sainsbury's Bank 7.69% 31.1.05 None 0500 700600 Royal Bk of Scot 8.09% 1.2.03 None 0800 121121 Source: MONEYFACTS FirstTimj YourMoney Postal Main Menu