P545 Teletext 545 Jan 7 01:44:28 ——————————— FIXED RATES ——————————————— LENDER RATE TERM LOAN FEE Britannia 4.79% to 1.7.96 80% £295 Nthrn Rock 5.99% to 15.1.97 95% £250 Postman 5.99% to 1.1.97 80% £295 Leeds/Hbo 7.75% to 1.4.98 75% £295 Lambjth 8.59% to 1.1.2000 75% £250 Source: John Charcol ——————————————————————————————————1/9—— Variable/discount rates >>> DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:44:47 ——————— VARIABLE/DISCOUNT RATES ——————— VARIABLE NEW LENDER RATE LOAN DISCOUNT UNTIL RATE B of Ire 8.05% 90% 5.1% 1.2.96 2.95% Bristol & West 8.14% 90% 2.99% 2 years 5.15% All&Ljic 8.1% 95% 1.6% 3 years 6.50% Nationwd 8.14% 95% 1% 7 years 7.14% * compulsory build & contents insurance Source: John Charcol ——————————————————————————————————2/9—— Capped rates >>>> DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:14:07 ——————————— CAPPED RATES —————————————— APR/ LENDER RATE LOAN UNTIL FEE RP RB of Sc 9.25% 95% 11.1.2000 £295 5 mon * compulsory build & contents insurance Source: John Charcol ——————————————————————————————————3/9—— First time buyers >>> WIN A NIGHT OUT ON THE TILES p453 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:44:11 ————————— FIRST TIME BUYERS ——————————— FIXED LENDER APR MAX FIXED UNTIL Yorkshire* 1.7% 95% 1.7% 1.10.95 Nat&Prov 1.75% 90% 1.75% 1.10.95 Britannia 5.25% 95% 5.25% 1.7.96 DISCOUNT LENDER APR MAX DISCOUNT UNTIL Greenwich 8.1% 95% 4.7% 1 year All&Ljic 8.1% 95% 1.6% 3 years * Compulsory contents/build insurance Source: John Charcol ——————————————————————————————————4/9—— 100% Mortgages >>>> DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:18:11 ———————— TESSA ACCOUNTS ——————————————— COMPANY RATE Value of £3k Terminal after year 1 Bonzs MarkjtHar 7.60% £3,228.00 Hinc&Rugb 7.50% £3,225.00 Holmjsdal 7.40% £3,222.00 Tip&Cosj 7.35% £3,220.50 NatCount 7.30% £3,219.00 Dunferml 7.25% £3,217.50 Source: Chase dj Vere. ——————————————————————————————————5/9—— All the latest mortgage rates 545 WHAT YOUR HOLIDAY POUND BUYS p547 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:46:35 ————— 100% FOR 1ST/2ND TIME BUYERS ———— VARIABLE LENDER RATE 1ST/2ND FEE MAX LOAN HMC 8.40% 2nd £295 £150,000 B of Ire 8.05% 2nd £260 £145,000 B of Sco 7.75% Both £200 £100,000 RB of Sc 8.59% Both ---- £100,000 Nat&Prov 8.59% Both ---- £75,000 J Charcol 4.32% 1st £195 £200,000 variable average rate including discount to 30.11.95. Source: John Charcol ——————————————————————————————————6/9—— All the latest savings rates 546 WEN A NIGHT OUT ON THE TILES p453 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:21:57 ———————————— CASHBACKS ———————————————— LENDER % OF LOAN MAXIMUM Bk of Ire 3.5% £7,350 Chjlt&Glos 3.0% £6,000 Hypo MSL 3.5% £17,500 Cheshire 5.0% £10,000 NEGATIVE EQUITY PRODUCTS LENDER RATE ON RATE ON MAX 1p0% NEG EQU LOAN HMC 8.15% 24.70% APR £7,000 Bk Scot 7.99% 9.99% £20,000 Source: John Charcol ——————————————————————————————————7/9—— Halifax house price index >>> WIN A NIGHT OUT ON THE TILES p453 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:44:04 ———— HALIFAX HOjSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Dec93 200.4 -0.7%r 1.2% £61,928 Jan:4 197.9 -0.5% 1.1% £61,133 Feb:4 2p2.3 2.1% 3.8% £62,498 Mar94 204.3 0.1% 2.6% £63,122 Apr94 204.6 -0.3% 8.1% £63,205 May:4 203.0 -1.7% 0.0% £62,728 Jun:4 205.2 0.4% 1.5% £63,402 Jul94 205.7 0.3% 1.0% £63,563 Aug94 203.6 -0.5% -0.3% £62,903 Sip:4 203.1 0.1% -0.7% £62,743 Oct94 201.3 p.1%r -0.9% £62,209 Nov:4 201.2 0.1% -1.0% £62,169 Dec94 199.9 0.3% -0.2% £61,776 ——————————————————————————————————8/9—— House prices update early February WHAT'S ON FAMILY FINANCE TODAY? p540 Savings Money News Tax TV PlusP545 Teletext 545 Jan 7 01:31:48 Mortgage Information follows >>>>> SKIPTON BUILDING SOCIETY SPECIAL OFFER MORTGAGE PLUS FOR DETAILS CALL 0 THIS SHOULD BE READ IN CONJUNCTION WITH PAGE 537 Savings Money News Tax TV Plus