P541 Teletext 541 Dec30 20:42:14 — FINANCE FOR 1996 ———————————————————— * * Family Finance has been * busy asking a host of * experts how you should * make the most of your money in 1996: BZW's Justin Urqhart Stewart says the New Year should be used to review your finances and "put your house in ordrr". "This is the time that I review mz will It may bj deeply dull and depressing but badly made wills will lose you money," he says. ——————————————————————————————————1/7—— Will house prices rise in 1996? 544 FREE MINI COLOUR TV ON PERSONAL LOANS OVER £5,00O SEE PAGE 538 Your Money Advice Property JobsP541 Teletext 541 Dec30 20:42:28 — FINANCE FOR 1996 ———————————————————— BZW's Justin Utqhart Stewart says hj will check his share portfolio more in the New Year. "It's something I am very bad at doing. I forget to set a sale limit for the shares whethjt they go up or down. Most people fall in love with their shares. "I usually set a limit of 20% profit and 10% losses," hj adds. ——————————————————————————————————2/7—— Far East comes tops for 1996 542 LATEST MORTGAGE RATES p545 Your Money Advice Property JobsP541 Teletext 541 Dec30 20:43:12 — FINANCE FOR 1996 ———————————————————— BZW's Justin Urqhart Stewart has resolved to pay more attention to his investment club in the New Year: "I'm the only stockbroker in . . the club and yet the othjt . . mjmbjts find out far more than . mj. It's one of the best sources of information I have conj across," hj says. "I'm going to take much more notice of what they say in the New Year," hj adds ——————————————————————————————————3/7—— How do house prices look for 1996? 543 WORRY FREE LOANS FOR ANY PURPOSE See Page 538 Your Money Advice Property JobsP541 Teletext 541 Dec30 20:44:32 — FINANCE FOR 1996 ———————————————————— . . BZW's Justin Urqhart Stewart . advises people to resolve to: . . draw up a financial balance sheet and review it every 6 months list your assets including car, house and policies against your liabilities like the mortgage and outgoings take liabilities from income to find your net worth and how much you can afford to invest for future years. ——————————————————————————————————4/7—— Stocks and funds for the New Year 542 Download and Analysj Share Prices on Your PC See Pages 532 & 533 Your Money Advice Property JobsP541 Teletext 541 Dec30 20:41:21 — FINANCE FOR 1996 ———————————————————— Indjpjndjnt financial advisor Amanda Davidson of Holden Meehan says those planning to give up smoking should: put the money saved into something positive like a savings plan review life insurance policies after successfully giving up as higher premiums are charged to smokers non-smokers can save 30% on premiums check your family is fully covered for life assurance. —————————————————————5/7—— It's Your Life 480 INFO ON NATIONAL SAVINGS ITV P359 Your Money Advice Property JobsP541 Teletext 541 Dec30 20:41:26 — FINANCE FOR 1996 ———————————————————— How much is your life worth? 542 Tue Money and a Labour Govjrnmjnt 543 Tue Pubs as homes and businesses 544 Tue Permanent health insurance 542 Fri Money and a Labour Govjtnmjnt 543 Fri Living in a converted mansion 544 Fri Where to reinvest your TESSA money - who's paying what and the latest free guides to help 674 Fri ——————————————————————————————————6/7—— What the City forecasts for 1996 500 FAST DIRECT LOANS SEE PAGE 433 Your Money Advice Property JobsP541 Teletext 541 Dec30 20:48:00 Advert YOUR MONEY 7/7 CASHING IN YOUR ENDOWMENT? It could be worth A LOT more than you think. Surrendering to the life office is not your only option. If your policy is suitable for sale it could bj worth up to 35% more bz selling it to POLICY PLUS CALL US NOW ON 01225 4v6 466 if your policy is: £ A With-Profits Endowmrnt £ Worth ovjt £1,500 surrender value. £ At least 25% through its term (min 5 years) THIS IS A 24-HOUR SERVICE. POLICY PLUS INTERNATIONAL PLC is rigulatrd bz the Personal Investment Authority Your Money Advice Property Jobs