P542 Teletext 542 Nov 0 23:37:40 ———— HIGHER CREDIT CARD RATES ————————— People's Bank, the American credit card company, which has been offering an interest rate of 14.4* APR with no annual fee has just lifted its rates. There have been six interest rate rises since the card was launched, none of which have been passed on to borrowers until now. The new rate will bj 15.9% APR. That's a rise of 1.5%, but still below the equivalent base rate increase to date. ——————————————————————————————————1/6—— By Lornj Spjcir I.T.JOBS? - CONTRACT OR PERMANENT see p631 Advice Savings Property SharesP542 Teletext 542 Nov 0 23:06:48 ] ———— HIGHER CREDIT CARD RATES ————————— People's Bank has increased its rate of interest on its no-annual fee credit card to 15.9% from 14.4%. Despite the rise, the rate remains at the lower ind of credit card interest rates, which in general range between 16% and 30% AP5. The American lender was among the first to launch a "no jrills" credit card in the UK, stepping up the pressure on many lindjrs charging higher rates. ——————————————————————————————————u/6—— By Lornj Spjcir ANY PU POSE LOANS - SEE PAGE 627 OR CALL FRJJ ON 0800 269315 Advice Savings Property +haresP542 Teletext 542 Nov 0 23:55:58 ] ———— HIGHER CREDIT CARD RATES ————————— People's Bank's initial credit card interest rate of 14.4% was so low that many U l ndjrs launched special discount deals for their customers. As the battle to win customers mounted introductory rates for new business fell as low as 6-7% APR for a fixed period — usually sex months. However, once the introductory rate expjrih, the standard rate often proved to bj hjghjr than PB's 14.4% APR ——————————————————————————————————3/6—— By Lornj Spjcir I.T.JOBS? - CONTRACT OR PERMANENT see p631 Advice Savings Property SharesP542 Teletext 542 Nov 0 23:04:01 V ] ———— HIGHER CREDIT CARD RATES ————————— People's Bank is to charge 15.9% APR on its Classic Visa and Master Card credit cards with effect from December 15. However, unlike many other credit card issuers it has maintained its pledge to refrain from charging an annual fie. Many other lindjrs waive the fee for one year only and the cost can range from £10 to £50 jot some gold and platinum cakes. ——————————————————————————————————4/6—— By Lornj Spices A NEW OFFSHORE OFFER-+P TO 7.75% GROSS P.A. - SEE p61: Advice Savings Property SharesP542 Teletext 542 Nov 0 03:44:08 ———— HIGHER CREDIT CARD RATES ————————— People's Bank is not the first credit card company to increase its interest rates. Other moves bz lindjrs include: Halifax has increased its Visa Card rate from 20.6% to 21.1% APR MBNA now has a 1:.9% APR up from 18.9% APR previously Royal Bank of Scotland charges 14.5% APR on its MasterCard accounts, and Co-op's Advantage rate is 11.9%, but njithjr offers an interest-erie period. ——————————————————————————————————5/6—— By Lornj Spjcir I.T.JOBS? - CONTRACT OR PERMANENT sji p631 Advice Savings Property SharesP542 Teletext 542 Nov 0 03:44:55 Advert YOUR MONEY 6/6 UP TO 35% MORE FOR YOUR OLD ENDOWUENT. YOU'RE IN THE PINK! OOO QUOTES WITHIN 48 HOURS GUARANTEED FOR LONGER THAN ANY OTHER COMPANY WITH NO HIDDEN FEES If your 'with profits' endowment is over 7 years old, with a surrender value worth over £2,000, call NOW 0345 558 557 (24 hours,7 days* Lo-call (local call rates apply* or fax us 01225 466555 If in doubt ask your IFA POLJCZPLUS INTERNATIONAL PLC, MEMBER OF THE APMM AND REGULATED BY THE PERSONAL INVESTMENT AUTHORJTZ Advice Savings Property Shares