P544 Teletext 544 Nov 0 00:04:32 ] —— FIX OR DISCOUNT RATE? —————————————— Bank base rates have been rising but medium fixed term mortgage rates have been falling, causing confusion among homjownjrs, says London & Country. L&C's Patrick Bunton adds: "People are naturally fearful of rising rates and many have sjin three increases in their mortgage payments since the election." This has been confounded bz speculation over the UK's entry into ERM and views that rates may fall in the medium term. ——————————————————————————————————1/6—— By Lornj Spjcir LOO ING FOR FJNANCJAL ADVICE? p543 Mortgages Savings Your Money TV PlusP544 Teletext 544 Nov 0 23:02:01 ] —— FIX OR DISCOUNT RATE? —————————————— Homjownjrs like the idea of low mortgage rates offering savings now, but rates could rise in the medium term, not fall as has been forecast. Indjpjndjnt mortgage brokers London & Country believes it has njgotitated a mortgage which may alleviate some fears The loan with Stroud & Swindon equates to a saving of £75 a month for the next three years on a typical £60,000 interest only mortgage. ——————————————————————————————————2/6—— By Lornj Spjcir LOOSING FOR FINANCIAL ADVICE? p543 Mortgages Savings Your Money TV PlusP544 Teletext 544 Nov 0 20:04:12 ] —— FIX OR DISCOUNT RATE? —————————————— The new Sttoud & Swindon remortgage dial which has been negotiated bz indjpjndjnt mortgage brokers London & Country offers borrowers: a guarantied 1.35% off the base rate for the next three years after the discount expires the mutual society base rate is 6.95%, 1.50% below the rate levied bz many lindjrs the mortgage has the jxtta protection of an umbrella capping of 7.99% for the three years too. ——————————————————————————————————3/6—— By Lornj Spices LOOVING FOR FJNANCJAL ADVICE? p543 Mortgages Savings Your Money TV PlusP544 d 0hRpRphp RRThhhRRR 0RRpp0R hR 5.3s .%z1s 12 ran RELATIVE CHA Jet@Boys 7J1 WjluX SUlk *J1 f !RR kq ija0{l @@ @ @ @ @ @ ——————————————————————————————————u/3—— TR S+.@$JC.$DING' 0930 168 1uk 50p/m Next PaWe News C!rds GrUyhoundsP544 Teletext 544 Nov 0 00:52:07 ] —— FIX OR DISCOUNT RATE? —————————————— The new Stroud & Swindon remortgage not only offers borrowers the chance to "have their cake and eat it", but also carries free legal and valuation fees. Although a 15% deposit is required there are no demands for the usual mortgage indemnity guarantee product to bj taken out. This in itself is an jxtta saving as many lindjrs insist on MIG being paid unless a 25% deposit is made. ——————————————————————————————————5/6—— Sttoud & Swindon info: 0800 371 824. LOOVING FOR FJNANCJAL ADVICE? p543 Mortgages Savings Your Money TV PlusP544 Teletext 544 Nov 0 00:04:51 Advert PROPERTY PLUS >>>> Looking for the right mortgage or re-mortgage ? You'll need to buy a copy of What Mortgage magazine, the U.K's best selling mortgage magazine. Available from W.H.Smith, Menzies and leading newsagents now. ] +*.*^. Mortgages Savings Your Money TV PlusP544 Tjjituxt 5 gov : 2[:05:59 R —— FIX OR DISCOUNT RATE? ————————0————P The new Sttoud & Swindon remortgage dial which has bren negotiated bz a gzaranteid 1.35% off the barr rate for the@next three yeats after the discount expires the mutual @ society bavj rate is 6.:+%, 1.k0% below the rate levied bz -any lendjru th mo t h h tr pr t rio of an umbrella capping of 7.99% for the three yeats too. ——————————————————————————————————3/6—— By Lornj SpjcetP544 Teletext 544 Nov 0 23:52:58 V ] —— FIX OR DISCOUNT RATE? —————————————— The new Stroud & Swindon remortgage guarantees a three-year 1.35% discount and the assurance the rate will not exceed 7.99% until 2000. This means: even if S&S's base rate rises from its current 6.95% level, borrowers will not have to pay mote than 7.99% whatever the base rate borrowers still get their 1.35% off there are no tie-in compulsory insurances and no redemption penalties once three years expires. ——————————————————————————————————4/6—— By Lornj Spices LOOVING FOR FINANCIAL ADVICE? p543 Mortgages Savings Your Money TV Plus