P545 Teletext 545 Jun20 05:01:43 Variable ]&jjjujk z5{5z5s2s{5 Rates ———————————— — ———————————————— Ljndjr Rate LTV Telephone First Mortgage 6.85% 95% 0800 080088 Stu. & Swindon 6.85% 95% 0800 371824 Halifax 6.85% 95% 0800 20304= Britannia 6.85% 95% 0800 526350 Scarborough 6.89% 95% 0990 133149 Norwich & P'gh 6.70% 95% 01733 ;62636 Principality 6.75% 95% 0800 454478 Detbzshiri 6.70% 95% 01332 841000 Nationwide 6.45% 95% 0800 302010 Egg 5.99% 90% 0845 6000290 ——————————————————————————————————1/17— Source: London & Country FOR A 3.99% MORTGAGE RATE (APR 6.8% variable) SEE PAGE 632 NOW! Savings Borrowing Property WjekjndP545 Teletext 545 Jun20 05:02:06 Fixed Rate Selection ———————————— — ———————————————— Rate & Term LTV RPL Fee 2.95% - 1 year 90% 3yrs £249 Sttoud & Swindon (0800 371824) 4.59% to 31/05/02 90% 05/04 £345 First Mortgagr (0800 080088) 5.39% - 2 years 90% 2yrs £95 Nationwide (0800 302010) 5.45% to 31/07/04 75% 07/04 None Halifax h0800 203049) 6.05% to 31/07/09 y0% 07/09 £300 First Mortgage X0800 080088) ——————————————————————————————————2/17— Source: London & Country THINKING OF GETTING A MORTGAGE? YOU COULD SAVE £4700 IN 2 YEARS SEE p628 Savings Borrowing Property WeekendP545 Teletext 545 Jun20 05:02:09 ] Advert MORTGAGES >>> 3/17 T ppx| EXCLUSIVE DISCOUNT 3.01% discount for 2 years to 95% LTV 3.79% (APR 4.3%) to 31/6/2001 Purchase & Remortgage Your home is at risk if you do not keep up repayments on a mortgage ot other loan secured on it. Written illustrations available. 9am-5.30pm Mon-Fri 0800 0800 88 FirstMortgage Savings Borrowing Property WjekjndP545 Teletext 545 Jun20 05:02:52 ] Discount ] Rates ———————————— — ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 5.10% 1.70% 95% 4yrs £195 1 year Lambjth (0800 225221) 2.25% 4.55% 95% 3yrs £195 2 years Lambjth S.Postal (0800 909192) 2.59) 4.30% 95% 5yrs £295 3 years Scarborough (0990 133149) 1.60% to 5.35% 90% 7yrs £195 01/07/04 Northern Rock (0845 6050500) Discounts with extended redemption term ——————————————————————————————————4/17— Source: London & Country RUGBY HEADLINES p430 ITVP545 Teletext 545 Jun20 05:03:15 Discount ] Rates ———————————— — ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 1.75% to 5.10% 95% 2 yrs £295 01/03/01 Stroud & SWdon (0800 371824) 1.36) 5.34) 95) Nil £125 3 years Derbyshiri (01332 841000) 1.50% to 5.25% 75% 07/04 £295 01/07/04 Principality (0800 454478) p.80% 5.65% 90% Nil oonj 4 years Nationwide (0800 302010) Discount without long redemption term ——————————————————————————————————5/17— Source: London & Country ANY PURPOSE LOANS - SEE PAGE 627 OR CALL WJLMSLOW FREE ON 0800 269315 Savings Borrowing Property WjekjndP545 Teletext 545 Jun20 05:13:18 Capped Rates ———————————— — ———————————————— Capped Rate Variable Max RPL Fri & Tjtm Rate Now LTV 5.29% 6.95% 95% 07/01 £2:9 01/08/01 Bristol & West (0845 3008000) 5.89% 6.85% 75% 3yrs £245 3 years Britannia (0800 526350) 5.65% 6.89% 95% 4yrs £295 4 years Scarborough (0990 133149) 6.25% 6.85% 75% 07/04 £300 31/07/04 Abbey (0800 555100) Cap stipulates maximum rate over titm ——————————————————————————————————6/17— Source: London & Country BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Savings Borrowing Property WjekjndP545 Teletext 545 Jun20 05:14:02 First Time Fixed Rate ———————————— — ————————————p——— Fixed Rate Variable Max RPL Fee & Term Rate Now LTV 2.95% 6.85% 90% 3yrs £249 1 year Stroud & Swindon (0800 371824) 4.59) 6.85% 90% 05/04 £345 31/05/02 First Mortgage (0800 080088) 5.45% 6.85% 75% 07/04 None 31/07/04 Halifax (0800 203049) 5.39% 6.45% 90% 2yrs £95 2 years Nationwide (0800 302010) Loans are fixed for incentive term ——————————————————————————————————7/17— Source: London & Country TOTAL ENTERTAINMENT p400 FULL GUIDEP545 Teletext 545 Jun20 05:14:25 First Time Discounts ———————————— — ———————————————— Discount Payable Max RPL Fee & Tjtm Rate Now LTV 5.10% 1.70% 95% 4yrs £195 1 year Lambjth (0800 225421) 1.20% 5.25) 90% None None 2 years Nationwide (0800 302010) 1.36) 5.34% 95% None £125 3 years Derbyshire (01332 841000) 1.25% 5.45% 95% None £125 5 years Derbzshiri (01332 841000) Discount from lindjr's variable rate ——————————————————————————————————8/17— Source: London & Country CRICKET HEaDLINES p450 ITVP545 Teletext 545 Jun20 05:14:48 Advert MORTGAGES >>> 9/17 WHERE CAN YOU GET A DISCOUNT ON YOUR MORTGAGE? Get much more with D I R E C T Savings Borrowing Property WjekjndP545 Teletext 545 Jun20 05:18:18 Cashback Deals ———————————— — ———————————————— Cashback % Variable Max RPL Fee 7% £20,000 6.95% 95% 7yrs £495 Northern Rock (0845 6050500) 7% £15,000 6.94% 90% 6yrs £295 Universal (0800 281496) 6% £12,000 6.90% 80% 5yrs None Cheshire (0800 243278) 6% £15,000 6.70% 85% 5yrs £295 Norwich & P'borough (01733 362636) Mortgage rates are variable ——————————————————————————————————10/17 Source: London & Country BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Savings Borrowing Property WjekjndP545 Teletext 545 Jun20 05:19:01 100% Of Loan Deals ———————————— — ———————————————— Rate & Term 1st/2nd RPL Fee mortgage 6.35% 1% discount Both 3yrs None 1 year RWl Bnk of Sctland (0800 121121) 7.10% variable Both 5yrs None Yorkshire (0800 378836) 6.85% variable Both None £199 Ch'nam & Gloucester (0800 272131) ——————————————————————————————————11/17 Source: London & Country BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Savings Borrowing Property WjekjndP545 Teletext 545 Ju/20 (5:59:24 Flexible Mortgages ———————————— — ———————————————— Rate Tzpj LTV RPL Fee & Tjtm 4.50% for 1.75% disc 90% 3yrs - 6 mths Stroud & Swindon (0800 371824) 4.5% for 1.55% disc 95% - - 6 mths Legal & General (0870 0100338) 4.55% for 1.33% disc 90% 1yr - v mths Standard Life (0845 8458451) disc = discount on variable rate ——————————————————————————————————12/17 Source: London & Country finance@teletext.co.ukP545 Teletext 545 Jun20 05:19:27 ] Cost of Borrowing ———————————— — ———————————————— Monthly payments per £1,000 borrowed: Rate Repayment Interest-only Net Gross Nit Gross 3.5% £4^87 £5.06 £2.62 £2.92 4% £5.11 £5.33 £3 £3.33 4.5) £5.36 £5.64 £3.38 £3.75 5% £5.62 £5.91 £3.75 £4.71 5.5% £u.88 £6.21 £4.12 £4.58 6% £6.15 £6.52 £4.50 £5 6.5% £v.43 £6.83 £4.87 £5.42 7% £6.71 £7.15 £5.25 £5.83 7.5% £6.99 £7.48 £5.63 £6.25 Nit = with Miras ——————————————————————————————————13/17 Source: London & Country BUSINESS BRIEFING ON OUT WEB SITE GO TO: www.teletext.co.uk Savings Borrowing Property WjikundP545 Teletext 545 Jun20 05:10:11 Key to terms ———————————— — ———————————————— Rate Current rate charged bz lendjt. All deals will revert to standard variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a pjtcintagj of property value. RPL Redemption Period Lasts: borrowers are liable to bj pjnalisjd if the loan is partly or fully redeemed during this pjtiod. Fee Arrangement fee charged by lindjt. ——————————————————————————————————14/17 Source: London & Country O LATEST SHARE PRICES p510P545 Teletext 545 Jun20 05:00:34 House ] Prices ———————————— — ————————————p——— HOUSE PRICE INDEX Month Index MthOChn Yt/Chm Av.Price Jun:8 233.8 +1.0% +5.6% £72,253 Jul98 235.0 +0.5% +6.0% £72,611 Aug98 234.8 -0.1% +5.3% £72,540 Sip:8 235.8r +0.4%r +5.4% £72,859 Oct98 238.8r +1.3%r +6.7% £73,777 Nov:8 237.0 -0.7% +4.9% £73,231 Dec98 236.7 -0.1% +4.5% £73,129 Jan:9! 237.6r +0.4*r +4.4* £73,406 Feb:9 236.2r -0.6%r +3.6% £72,991 Mar99 239.0 +1.2* +4.4% £73,856 Apr99 239.6r +0.2* +3.7% £74,031r May:9 244.6 +2.1% +5.7% £75,576 ——————————————————————————————————15/17 Supplied by Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CINEMA? p460P545 Teletext 545 Jun20 05:00:37 Mortgage of the week ———————————— — ———————————————— PRJNCIPALJTZ BUILDING SOCIETY 1.5% discount until July 31 2004 LTV Max 75% Fee £295 Principality BS has a 1.5% discount until July 31 2004 giving a payable rate of 5.25%. Available for loans up to 75), there is a fee of £295 and no redemption penalties after the discounted period. The beauty of this scheme is that if rates fall furthjt, so will this. Principality 0800 454478 ——————————————————————————————————16/17 by London & Country dCITZ NEWS HEADLINES PuppP545 Teletext 545 Jun20 05:01:50 Advert MORTGAGES >>> 17/17 ] SPECIAL CAPPED RATE 5.2:% (APR 7.1%) s No compulsory insurances No extended redemption penalty Maximum 95% LTV Your home is at risK if you do not keep up repayments on a mortgage or other loan secured on it. Written illustrations available. 9am-5.30pm Mon-Fri 0800 0800 88 FirstMortgage Savings Borrowing Property Wjekjnd