P547 Teletext 547 Jan12 22:44:41 Credit Cards Introductory rates ——— ———————————— Monthly APR bal Interest Intro rate transfers free period 0.371% 4.5% 45 days 6 months Egg Visa www.egg.com 0.407% 4.9% 56 days 1/1/2001 TBS Advanta Visa/M'card (0800 077 770) 0.4% 4.9% 56 days 1/1/2001 Tjsco Visa (0800 40 60 50) 0.406% 4.9% 56 days 6 months First Direct Visa (0800 242 424) ——————————————————————————————————1/7—— Source: The Research Department Ltd ANY PURPOSE LOANS - SEE p627 OR CALL WILMSLOW FREE ON 0800 269315 Holiday £ PremiumBonds Advice CityP547 Teletext 547 Jan12 22:48:10 Credit Cards Standard rates ——————— ———————————— Monthly APR Interest rate purchases free 0.793% 9.9% 45 days Egg Visa www.egg.com 0.90% 11.9% 46 days Northern Rock Visa/M'card (0845 6001111 0.947% 11.9% 0 days Hamilton Direct Bank Visa (0800 399399) 0.948% 11.9% 54 days Capital One Bank Visa (0900 9525252) ——————————————————————————————————2/7—— Source: The Research Department Ltd NEED TAX ADVICE? see p215P547 Teletext 547 Jan12 22:41:32 Gold Cards Introductory rates ——— ———————————— Monthly APR bal Interest Intro rate transfers free period 0.4% 4.9% 56 days 1/1/2001 TBS Advanta Visa/M'card (0800 077 770) 0.48% 5.9% 56 days 6 mths Peoples Bank Visa/M'Card (0500 551055) 0.48% 5.9% 0 days March 2000 Co-operative Bank Visa (0800 126 000) 0.48% 5.9% 46 days 30/4/2000 Smile Visa www.smile.co.uk Note: minimum income may apply ——————————————————————————————————3/7—— Source: The Research Department Ltd TOTAL ENTERTAINMENT p400 FULL GUIDEP547 Teletext 547 Jan12 22:58:51 Gold Cards Standard rates ——————— ———————————— Monthly APR Interest rate purchases free 1.085% 13.8% 0 days Co-operative Bank Visa (0800 126000) 1.1% 14.0% 56 days Midland Bank Visa (01702 353344) 1.1% 15.2% 56 days Popular Bank Visa (0181 492 2000) 1.14% 15.9% 56 days NatWest Visa/M'card (0800 200400) Note: minimum income may apply ——————————————————————————————————4/7—— Source: The Research Department Ltd finance@teletext.co.ukP547 Teletext 547 Jan12 22:56:17 Personal Loans —————————————————————— ———————————— Monthly payment on £5,000 for 48 months With insurance Without insurance £140.60 9.9% APR £127.76 10.9% APR Citibank (0800 371 680) £144.07 7.9% APR £126.89 10.5% APR Northern Rock (0845 60 50 808) £144.48 1p.9% APR £127.96 10.9% APR Vivid (0800 028 6898) £145.11 11.7% APR £129.62 11.7% APR Direct Line (0181 680 9966) Promotional rates may bj available ——————————————————————————————————5/7—— Source: The Research Department Ltd BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Holiday £ PremiumBonds Advice CityP547 Teletext 547 Jan12 22:56:42 Authorisjd Overdrafts —————————————————————— ———————————— Monthly APR/EAR Monthly charge 0.87% 11.0% £3.50 Woolwich Current Account (0800 222200) 0.94% 11.9% - Nationwide FlexAccount (0500 302010) - 11.9% £7 Northern Rock Current (0500 505000) p.95% 12.0% - All&Leics Current (0500 959595) p.99% 12.5% £10 A&L Girobank Keyway (0645 365365) ——————————————————————————————————6/7—— Source: The Research Department Ltd finance@teletext.co.ukP547 Teletext 547 Jan12 22:44:11 Unauthorised Overdrafts —————————————————————— ———————————— Monthly APR/EAR Fees 1.52% 19.9% £10pm Nationwide FlexAccount (0500 302010) - 26.5% £20+39p pi Bank of Scot B/Dir Cheque (0500 804804) 2% 26.8% £10per£10+ inc Lloyds TUB Classic (0800 147789) 2.18% 29.50% £37.50+£9pd First Direct Cheque (0800 242424) 2.18% 29.5% £25pm Halifax Current Account (0113 235 6220) ——————————————————————————————————7/7—— pi=per item pd=per day pm=per month NOW IT'S EVEN EASIER TO FIND LOVE: TELETEXT DATING ITV p390 Holiday £ PremiumBonds Advice City