P263 CJJFAX 263 Sat 4 Nov 23:55/47 3/3 FIRST TIME BUYERS 100% MORTGAGES RATE PERIOD FEE FIXED RATES BoT Cjntrebank 7.99% 31.8.96 £250 0131 317 6655 TUB 8.44% 30.9.00 £250 via local branch VARJABLJ RATES Clydesdale Bank 8.35% indefinite None 0800 419000 Yorkshire BS 8.10% indefinite None 0800 378836 * rate wef 5.11.95 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CEEFAX 263 Sat 4 Nov 23:55/27 1/3 FIRST TIME BUYERS VARIABLE DISCOUNTED MAX LOAN LENDER RATE TO VALUE FEE Scarborough BS 1.79% 95% None 0800 590547 1 year £150 rebate Halifax BS 4.99% 90% None 01422 333333 30.11.97 £250 rebate Northern Rock BS 5.74% 95% None 0800 591500 1.2.99 Coventry BS 6.24% 95% None 0800 126125 1.10.99 £300 rebate Abbey National 6.89% 95% None 0800 555100 31.1.01 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 CEEFAX 263 Sat 4 Nov 23:44/27 2/3 FIRST TIME BUYERS FIXED RBTJS MAX LOAN LENDER RATE TO VALUE FEE Bradford & Bing 1.89% 95% £95 0800 252993 1.12.96 Bristol & West 4.99% 90% £275 0800 378836 2 years Mortgage Trust 5.99% 95% £275 0800 550551 30.9.98 Skjpton BS 6.49% 95% None 01756 700500 31.1.99 Lambjth BS 7.44% 95% £250 p800 225221 1.1.01 Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCardP263 C FBX 263a @N a23:10O3k ] 2/3 O FIRS( TIME BUYERS OI FIXED RBTJS MAX LOAN LJNDE6 p RBTJ TO VALUE FJJ Bradford & Bing 1.89% 95% £95 0800 252993 1.12.96 Bristol & Wrut 4.99% 90% £275 p80pa3788sv 2 years Mortgage Tfust 5.99I 95E £275 p800 5k0551 30.9.98 Sk pron BS 6.49 95 Non 01756 700500 31.1.99 Lambjtp BS 7.44* d 95% £250 0800 225221 0 1.1.01 ] Source: MONEYFACTS InstantAcc Tjssas Nat Saves CreditCard