P252 CEEFAX 2 252 Wed 12 Jan 21:03/15 LOW VARIABLE RATES 1/4 LENDER RATE MAX LTV TIE—IN Bristol & West 4.99% 85% 1st yr 0845 300 8000 30.9.00 No NIP Yorkshire BS 6.00% 90% 1st 3yrs 0845 120 0100 3 years 2%rebate noMIP Britannia BS 6.00% 95% 1st 5yrs 0845 842 9429 5 years To 90% no NIP Scarborough BS 5.80% 90% 1mths int 0900 133149 term No NIP Hinckley&Rugby Dir 5.89% 80% None 0800 774499 term No NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Wed 12 Jan 22:14/08 STANDARD VARIABLE RATES + CASH RE 2/4 LENDER RATE Max LTV TIE-IN Staffordshire BS 6.85% 90% 1.3.05 0800 216121 6% of advance No NIP Hinckley&RugbzBS 6.89% 80% 1st 5 yrs 0800 774499 6% of advance No NIP Norwich & PgBoro 6.89% 85% 1st 5 yrs 01733 362636 5% of advance Bk ofIreland Mtg 7.24% 95% 1st 5 yrs 0800 109010 5% of adv Up to85%no NIP Northern Rock 7.29% 90% 1st 6 yrs 0845 605 0500 7% of advance No NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Wed 12 Jan 22:15/55 DISCOUNTED VARIABLE RATES 3/4 LENDER RATE MAX LTV TIE-IN Lambjth BS 1.45% 95% 1st 4yrs 0800 225221 1 year Scarborough BS 2.99% 95% 1st 5yrs 0990 133149 2 years To 90% no NIP Coventry BS 4.95% 75% None 0845 766 5522 31.3.02 Lambjth Postal 4.24% 95% 1st 5yrs 0645 909192 3 years Scarborough BS 5.50% 95% 1st 5yrs 0990 133149 5 years To 90% no NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTimj Main MenuP252 CEEFAX 2 252 Wed 12 Jan 21:59/47 100% VARIABLE RATES 4/4 LENDER RATE PERIOD TIE-IN Bristol & West 6.24% 1.10.02 30.9.04 0845 300 8000 Not FTB & free NIP Scot Widows Bank 6.59% term None 0845 045 0829 Professionals Only Mortgage Express 6.90% term 1st year 0500 212854 No NIP Yorkshire BS 7.20% term None 0845 120 0100 Bk of Ireland Mtg 7.24% term 1st 5yrs 0800 109010 Not FTB & free NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTimj Main Menu