P252 CEEFAX 2 252 Fri 21 Jan 22:17/32 LOW VARIABLE RATES 1/4 LENDER RATE MAX LTV TIE—IN Bristol & West 4.99% 85% 1st yr 0845 300 8000 30.9.00 No NIP Yorkshire BS 6.25% 90% 1st 3yrs 0845 120 0100 3 years 2%rebate noMIP Britannia BS 6.25% 95% 1st 5yrs 0845 842 9429 5 years To 90% no NIP Scarborough BS 5.80% 90% 1mths int 0900 133149 term No NIP Hinckley&Rugby Dir 5.89% 80% None 0800 774499 term No NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Fri 21 Jan 22:21/22 STANDARD VARIABLE RATES + CASH RE 2/4 LENDER RATE Max LTV TIE-IN Staffordshire BS 6.85% 90% 1.3.05 0800 216121 6% of advance No NIP Hinckley&RugbyBS 6.89% 80% 1st 5 yrs 0800 774499 6% of advance No NIP Norwich & P'Borg 6.89% 90% 1st 5 yrs 01733 362636 5% of advance Bk ofIreland Mtg 7.24% 95% 1st 5 yrs 0800 109010 5% of adv Up to85%no NIP Northern Rock 7.54% 90% 1st 6 yrs 0845 605 0500 7% of advance No NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Fri 21 Jan 22:12/12 DISCOUNTED VARIABLE RATES 3/4 LENDER RATE MAX LTV TIE-IN Lambeth BS 1.45% 95% 1st 4yrs 0800 225221 1 year Scarborough BS 2.99% 95% 1st 5yrs 0990 133149 2 years To 90% no NIP Newcastle BS 4.75% 90% 1st 2yrs 0191 244 2468 31.3.02 To 85% no NIP Lambeth Postal 4.24% 95% 1st 5yrs 0645 909192 3 years Norwich & P'borg 5.44% 90% 1st 5yrs 01733 362636 5 years Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main MenuP252 CEEFAX 2 252 Fri 21 Jan 22:13/24 100% VARIABLE RATES 4/4 LENDER RATE PERIOD TIE-IN Bristol & West 6.49% 3yrs 1st 5yrs 0845 300 8000 Not FTB & free NIP Scot Widows Bank 6.59% term None 0845 045 0829 Professionals Only Mortgage Express 6.90% term 1st year 0500 212854 No NIP Yorkshire BS 7.20% term None 0845 120 0100 Bk of Ireland Mtg 7.24% term 1st 5yr; 0800 109010 Not FTB & free NIP Source: MONEYFACTS Fixed/Cap YourMoney FirstTime Main Menu