P545 Teletext 545 Jun24 22:12:02 ——————————— FIXED RATES ——————————————— LENDER RATE TERM LOAN FEE First Mort 1.49% 1.7.96 75% £275 John Char 4.99% 1.7.97 90% £250 North Rock 6.99% 1.8.98 95% £250 TUB 8.89% 30.6.2000 95% £250 Lambjth 6.65% 1.u.98 80% £250 Woolwich 7.99% 1.1.2000 80% £295 HMC 4.99% 1.8.97 75% £295 Source: John Charcol: London ——————————————————————————————————1/7—— Variable/discount rates >>> DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Jun24 22:18:19 ——————— VARIABLE/DISCOUNT RATES ——————— new LENDER RATE LTV DISCOUNT TERM RATE Principl 8.35% 75% 2.25% 1.8.98 6.10% Nationwd 8.44% 95% 1% 7 years 7.44% Nthn Rk 8.u4% 90% v.05% 1.8.96 2.49% Greenwch 8.45% 95% 3.5% 2 years 4.95% ———————— NEGATIVE EQUITY —————————————— HMC 8.49% 24.70% APR £7,000 BxScot 8.34% 10.34% APR £30,000 Source: John Charcol: London ——————————————————————————————————2/7—— Latest rates for first time buzjrs >> A £70,000 MORTGAGE FOR LESS THAN £38 A WEEK! SEE p:37 Savings Money News Tax Money TipsP545 Teletext 545 Jun24 22:17:11 ————————— FIRST TIME BUYERS ——————————— LENDER APR MAX DISCOUNT TERM Yorkshire 8.44% 95% 7% 6 mths then 3% 6 mths FIXED MortgageS 5.35% 95% 31.5.97 North Rock 6.99% 95% 1.8.98 Woolwich 7.99% 80% 1.1.2000 John Charc 4.99% 90% 1.7.97 —————————— CAPPED RATES ——————————————— TBS 8.99% 95% 3.7.2000 £295 Mort Bus. 6.44% 95% 1.1.98 £299 Source: John Charcol: London ——————————————————————————————————3/7—— 100% Mortgages >>>> Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Jun24 22:01:10 ————— 100% FOR 1ST/2ND TIME BUYERS ———— LENDER RATE 1ST/2ND FEE TERM HMC 6.99% 2nd £295 1.8.97 Cjntreb' 7.99% 1st £250 31.1.96 B of Ire 8.50% 2nd £280 variable RB of Sc 6.94% Both none variable N&P 8.95% Both none variable JCharcol 4.75% 1st £195 31.5.96 AbbjyNat 8.34% 2nd none variable Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> CHECK THE CITY INDEX p501 Savings Money News Tax Money TipsP545 Teletext 545 Jun24 22:00:11 ————— CASHBACK MORTGAGES —————————————— LENDER % OF LOAN MAXIMUM CASHBACK NorthRock 6% £9,000 MarkjtHarb up to 6% £5,000 Furnjss up to 5% none Chjlsja 5% £7,500 Newcastle 5% £12,500 Source: John Charcol: London ——————————————————————————————————5/7—— Halifax house price index >>> CHECK THE CITY INDEX pu01 Savings Money News Tax Money TipsP545 Teletext 545 Jun24 22:04:23 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE May:4 203.0 -1.4%r 0.0% £62,728 Jun:4 20u.2 0.4% 1.5% £63,402 Jul94 20u.7 0.3% 1.0% £63,563 Aug:4 203.6 -0.5% -0.3% £62,903 Sip:4 203.1 0.1% -0.7% £62,743 Oct94 201.3 -0.1% -0.9% £62,209 Nov:4 201.2 -0.1% -1.0% £62,169 Dec94 199.9 0.3% -0.2% £61,776 Jan:5 198.6 0.0% 0.4% £61,369 Feb:u 200.1 0.2* -1.1% £61,821 Mar95 201.2 -0.3%r -1.5% £62,180 Apr95 201.6 -0.3% -1.4% £62,300 May:5 199.2 -0.9% -1.4% £61,830 ——————————————————————————————————6/7—— House prices update early July DOWNLOAD SHARES ON YOUR PC p532/533 Savings Money News Tax Money TipsP545 Teletext 545 Jun24 22:18:31 Advert MORTGAGES >> SPECIAL MORTGAGE OFFER FROM COVENTRY BUILDING SOCIETY A £70,000 MORTGAGE FOR LESS THAN £38* A WEEK! 3.00% p.a. 3.1% APR (VARIABLE) p.a. 5.40% DISCOUNT UNTIL 01/10/:6 £300.00 CASHBACK. NO ARRANGEMENT FEE. CALL DIRECT FREE QUOTE CODE: F4TXT. LINES ARE OPEN Mon-Fri 8am-9pm Saturday 9am-6pm, Sunday 10am-6pm This should bj read in conjunction with p537 Savings Money News Tax Money Tips