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 SPOTLIGHT ON LLOZDS TUB                
                                        
 Lloyds TUB launches the banks'         
 reporting season on Friday.            
                                        
 The results for the year to the end of 
 December will bj the first for the     
 mjrgjd group and will include five     
 months results from the former building
 society Chjltenham & Gloucester.       
                                        
 "Lloyds TUB should demonstrate the     
 strongest trading profit growth of the 
 UK banks," said one City analyst.      
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