P545 Teletext 545 Mar 2 22:34:28 ————————— FIXED RATES ————————————————— LENDER RATE LTV TERM FEE Hing&Rug 0.5% 70% 1.2.97 £275 Yorkshire 5.99) 85) 3 years £250 Coventry 6.79) 85% 1.3.2001 3% Brit&West 6.99) 90% 28.2.2001 £275 JCharcol 3.99) 90% 1.4.98 £299 Source: John Charcol: London ——————————————————————————————————1/8—— Variable and discount rates >> TELETEXT HOLIDAY VIEWER OFFERS P539 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:04:01 ——————— VARIABLE/DISCOUNT RATES ——————— LENDER RATE LTV DISCOUNT TERM RBTE Scarboro 7.49) 95) 6.10% 1 year 1.39) NatCount 7.49) 70) 1.50% 5 years 5.99) JCharcol 7.49) 95) 3.00% 1 year 4.49) +3% cashback NorthRoc 7.44% 90) 2.75% 1.5.99 4.69) Halifax 7.49) 90% 3.50% 30.4.98 3.99) ——————— NEGATIVE EQUITY LOANS ————————— Max loan Min income BxScot 7.99) 9.49) £30,000 £20,000 C&G 7.24* 7.24% 25% 2xincomj Source: John Charcol: London ——————————————————————————————————2/8—— Latest rates for first time buyers >> SAVE OVER £5,000* ON YOU$ MORTGAGE! SEE PAGE 558 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:34:44 ————————— FIRST TIME BUYERS ——————————— LENDER APR MAX DISCOUNT TERM Bank x Ire 0.99) 95% fix for 6 months +3% discount for six months NorthRock 1.44% 90% 6% off to 1.5.97 Cheshire 7.49) 90% fix to 1.1.2001 JCharcol 4.49) 95% 3% off for 1 yr + 3) cashback —————————— CAPPED RATES ——————————————— Barclays 3.75) 95% 30.4.97 fee £100 MortDus 5.99) 95) 1.6.98 fee £299 BrimMids 7.59) 90) 1.4.2001 fee £295 ——————————————————————————————————3/8—— 100% Mortgages >>>> Download and Analysj Shari Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:44:11 ————— 100) FOR 1ST/2ND TIME BUYERS ———— LENDER RATE 1ST/2ND FEE TERM Centtedk 7.25% Both £250 Feb 1998 Bk Irild 7.74% 2nd £280 variable RBk Scot 7.99) Both none variable RBk Scot 6.75% Both none 13.3.97 TUB 8.19% Both £250 31.1.2001 Source: John Charcol: London ——————————————————————————————————4/8—— Cashback deals >>>> FAST DIRECT LOANS SEE PAGE 433 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:02:10 Advert MORTGAGES >> SPECIAL MORTGAGE OFFER FROM COVENTRY BUILDING SOCIETY SAVE OVER £5,000* ON YOUR MORTGAGE! 3.95% 4.1% APR (VARJABLJ) UNTIL 01/05/98 (MAX 85) LTV) To find out more contact your nearest branch or call: I QUOTE CODE:C4 LINES ARE OPEN Mon-Fri 8am-9pm Saturday 9am-6pm, Sunday 10am-6pm Read in conjuction with page 558 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:42:10 ————— CASHBACK MORTGAGES —————————————— LENDER % OF LOAN MAXIMUM CASHBACK MarkjtHarb up to 6% £5,000 Furnjss up to 5) none Chjlsja 5) £10,000 BrimMids 5% £25,000 NorthRock 6% £9,000 Source: John Charcol: London ——————————————————————————————————6/8—— Halifax house price index >>> Download and Analysj Shari Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:48:48 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX MthOChn Yr/Chm AV.PRICE Jan:5 198.6 0.0) 0.4% £61,369 Feb:5 200.1 0.2% -1.1% £61,821 Mar95 201.2 -0.3) -1.5% £62,180 Apr95 201.6 -0.4% -1.4% £62,300 May95 2p0.1 -1.0) -1.4% £61,830 Jun:5 201.2 -0.4% -1.9) £62,171 Jul95 199.3 -0.7% -3.1% £61,583 Aug95 198.7 +0.1% -2.4% £61,389 Sip:5 199.0 +0.4% -2.0% £61,498 Oct95 197.7 +0.2*r -1.8% £61,092 Nov95 198.9 +0.3% -1.4% £61,317 Dec95 199.5 +0.2%r -1.4% £60,901 Jan:5 199.6 +0.1* -1.2% £60,638 ——————————————————————————————————7/8—— House prices update early March Download and Analyse Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Mar 2 22:41:42 Advert MORTGAGES >> , x,,,4 , p5z5+t ,"5|47sz , -,,,,* Mortgages Over The Phone Nationwide Direct is a quick and easy way of arranging your mortgage. For a quick mortgage quote Unbelievable range of mortgage deals available now Our Mortgage rate down from 1 April Savings Money News Tax Money Tips