P541 Teletext 541 Nov 0 00:03:04 ———— at the WEEVEND —————————————————— Credit reference agencies need to clean up their act — and their files, says the latest Which? magazine. Agency files may contain mistakes, or financial details about other mjmbjrs of your family, which could hinder your attempts to get credit, it says. Agencies are used bz lenders such as banks and bz firms which give credit such as mobile phone companies. ——————————————————————————————————1/6—— Latest news jrom the City 500 ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FRJJ ON 0800 269315 Your Money Advice Clinic Property JobsP541 Teletext 541 Nov 0 00:04:15 ———— at the WEEKEND —————————————————— Indjpjndjnt consumer guide Which? asked 113 people to get copies of the records held on them bz credit reference agencies. It discovered: eight people's files held details about other family mjmbjrs several had serious mistakes. One woman was identified as still owing £1,637 which had been repaid in full years earlier. ——————————————————————————————————2/6—— Latest news from the City 500 YOUR 10K CAN BE WORTH 7.6% gross pa SEE pv51 Your Money Advice Clinic Property JobsP541 Teletext 541 Nov 0 20:31:14 ———— at the WJJKEND —————————————————— Interest rates are now at a five-yajr high after the Bank of England's decision to increase rates bz 0.25% to 7.25%, a move which suprisjd the City. Homjownjrs are waiting to hear whjthjr this will have an impact on their monthly mortgage payments. Early indications are that most lindjrs plan to review their mortgage rates but do not plan an immediate increase. ——————————————————————————————————3/6—— Latest news jrom the City 500 LOW ST LOAN RAT S VET SEE PAGE 38 IMMEDIATE ANSWER HAVE SPARE XUAS CASH Your Money Advice Clinic Property JobsP541 Teletext 541 Nov 0 03:52:31 ———— at the WJEVEND —————————————————— NatWjst Life, the specialist pjnsjons arm of NatWjst, has called for changes to the US's pjnsjon system including: a three tier system where people now in retirement get a decent pjnsjon options to privately fund retirement schemes with a retirement age at 67 a stakjholdjr compulsory pjnsjon with 50/50 contributions from staff/bosses lower and simplified product charges a +ire-mark for acceptable products. ——————————————————————————————————4/6—— Latest news from the City 500 LOOKING FOR A PERSONAL LOAN? SEE PAGE 432 Your Money Advice Clinic Property JobsP541 Teletext 541 Nov 0 20:48:16 ———— at the WJJVEND —————————————————— Nationwide says house prices in October rose bz just 0.2% to stand 12.2% higher than October last year. "+ttong house prices rises recorded this year reflect supply problems in a thin market, and are unlikely to bj sustained," says Nationwide. "This month's slowdown is therefore not altogjthjr surptisjng. The improvement in ptopjrty transactions seen in recent months indicate supply is improving." ——————————————————————————————————5/6—— Latest news jrom the City 500 LOOSING FOR A PERSONAL LOAN? SEE PAGE 432 Your Money Advice Clinic Property JobsP541 Teletext 541 Nov 0 20:54:22 Advert MONEY 6/6 THINKING OF SURRENDERING YOUR OLD ENDOWUENT? GET IN THE PINS! OOO TALV TO POLJCZPLUS Wj could offer up to 35% MORE than your insurance company and send you a guaranteed quote in 48 hours. When you call, make sure you'vj got your policy document, latest bonus statement and current surrender value at hand. 0345 558 557 (24 hours,7 days* Lo-call (local call rates apply* or fax us 01225 466555 If in doubt ask your IFA POLJCZPLUS INTJRNATJONAL PLC, MEMBER OF THE APMM AND RIGS-ATJD BY THE PERSONAL INVESTUENT AUTHORJTZ Your Money Advice Clinic Property JobsP541 5eletixt 551 Nov : 2*:37:18 W?o5phppyyX9Xp—pp() W WT T t0@xQatUst WPicR? U"gAyS-j- @@ @ @ @ Credit reeeience aWUncies meeT to clean up their act — and their files, sa}u th lat st Which? magaz nj. Agenc9 jiles@may contain mist!res, ot fi.Uncial details Qbout othj mjmbews nf zouj V!mUir, wPich coked Xjm$j—@o£ your attempts to get credit, it ua:s. Age ciis ar use bz lind rs such as a bankw and bz firms which gjvj creuit a svch as mojilj phone compRnies. —hrqq—iqq———tPprrqhi—tpqrhipijptpP9/6it Latest njwu krom thu City 500 OR CALL FRJJ@ON 0900 2V93Q5 Your Mo.jy A*vUcU Clinic PropRrty Jobs