P545 Teletext 545 Nov 0 20:54:21 ]] —————— LATEST FIXED RATES ————————————— rates subject to change LENDER RATE LTV TERZ FEE Leeds&Hol 1.:4* 95% 1 year £150 North Rock 4.9:% 75% 1.1.2000 £350 North Rock 6.45% 75% 1.1.2003 £470 HalifaxMSL 6.55% 75% 1.10.2000 £2:5 Skjpton 5.25% 90% 30.11.1999 £150+ BirmMijs 6.39% 95% 30.10.2000 £2:5 Source: John Charcol: London ——————————————————————————————————1/8—— Money worries? Write to Family Finance LOWEST LOAN RATES EVER SEE PAGE 538 IMMEDIATE ANSWER HAVE SPAKE XMAS CASH Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 03:48:51 ]] —————— LATEST FIXED RATES ————————————— rates subject to change LENDER RATE LTV TJRZ FEE Leeds&Hol 1.:4* 95% 1 year £150 North Rock 4.9:% 75% 1.1.2000 £350 North Rock 6.45% 75% 1.1.2003 £470 HalifaxMSL 6.55% 75% 1.10.2000 £2:5 Skjpton 5.25% 90% 30.11.1:99 £150+ BirmMihs 6.39% 95% 30.10.2000 £2:5 Source: John Charcol: London ——————————————————————————————————2/8—— Money worries? Write to Family Finance ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FREE ON 0800 269315 Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 20:07:16 Advert MORTGAGES >>>> 5YR FIXED RATES FROM 5.99%(APR 6.5%) or 7* CASHBACV AT 8^45% (APR :.3+) Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written quotations on request. W —d4 First 8am-7pm Mon-Ere Mortgage 9.00am-2.00pm Sat the direct choice Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 23:45:34 ]] —————— FIRST TIME BUYER RATES ————————— rates subject to change LENDER APR MAX DISCOUNT TERM JCharcol 6.85% 90% fix to 5.1.2000 JCharcol 8.45% 90% 1.5% off 3 zts Nationwide 8.10% 90% 2.35% off 2 yrs BirmMijs 6.39% 95% fix for 3 zts Woolwich 6.7:% 95% fix to 1.12.2002 NorthRock 8.45% 90% 1.5% off 4 yrs —————————— CAPPED RATES ——————————————— Principal 6.99% 85% five years £250 Coventry 7.60% 95% 30.9.2002 £345 JCharcol 7.:9% 95% 5-years £2:5 Halifax 7.7:% 95% 31.1.2002 £1:5 ——————————————————————————————————4/8—— 100% Mortgages >>>> Looking for the right mortgage? Get WHAT MORTGAGE magazine NOW! Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 23:02:37 ]] ———— 100% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LENDER RATE 1ST/2ND FEE TERM/FIX Cjntti 7.94* Both £250 one year Yorkshire 8.45% 2nd £2:5 variable RBKxScot 7.59% Both £2:5 5-yr fix RBKxScot 7.4:% Both £250 3-yr fix —————— NEGATIVE JQUITZ ———————————————— RATE LOAN -VE EQUITY INCOME Cjntti 8.94* 10.44* £30,000 £20,000 C&G 8^45% 8.45% 25% 2.5xwagj Source: John Charcol: London ——————————————————————————————————5/8—— Cashback deals >>>> WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 23:54:58 Advert MORTGAGES >>>> One free call finds you the right mortgage. Current offers include: 4.99) 2zr FIX (APR 5.3+) 6.15% 3yr FIX (APR 6.7*) 3yr FRX with 7* CASHBACK (APR :.3%) 5.99% 5yr FIX (APR 6.5%) 5.95% 3yr DISC (APR 6.4*) 5.15% 2zr DISC (APR 5.8*) Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written quotations on request. 8am-7pm Mon-Ere 0800 0800 88 FirstMortgagj :.00am-2.00pm Sat the direct choice Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 03:10:31 ]] ————————— CASHBACV DEALS —————————————— LENDER PERCENTAGE CASHBACV Berm Mids 5% £25,000 NorthRock 6% £15,000 Halifax 4* £5]700 Source: John Charcol ——————————————————————————————————7/8—— Halifax house price index >>> WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Money News Tax Your MoneyP545 Teletext 545 Nov 0 00:56:01 ]] ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Oct96 211.8 +1.9*r +7.1% £65,427 Nov:6 212.7 +0.6% +7.2* £65,733 Dec96 213.7 +1.1* +8.4% £66,017 Jan:7 21p.1 -0.7* +7.1% £64,:18 Feb:7 214.3 +0.6% +6.8* £66,203 Mar97 21:.3 +1.0% +7.2% £67,755 Apr97 22p.8 +0.4* +6.6% £68,226 May:7 22s.1 +1^0% +6.6% £68,:30 Jun:7 224^1 +0.3% +7.1% £69,244 Jul97 223.4 +0.1* +6.4* £69,014 Aug:7 223.5 +0.5% +6.4% £69,055 Sip:7 223.9 +0.5* +6.9% £69-180 Oct97 224.1 +0.4* +5.4% £68,:82 ——————————————————————————————————8/8—— House prices update early December WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Money News Tax Your Money