P543 Teletext 543 Jan29 00:22:12 ————————————————————————————————— AM I PAYING TOO MUCH TAX? Dear Teletext, Six months ago I was able to leave my full-time job and start working freelance for the company that had employed mj. The payroll department now pays mj a daily rate but still sorts out mz tax details as before. How do I know that I am paying the right kind of tax? Peter, Paignton, Devon. ——————————————————————————————————1/6—— Got a question for our advice clinic? CHECK YOU5 SHARE PRICES p510P543 Teletext 543 Jan29 00:11:04 ————————————————————————————————— AM I PAYING TOO MUCH TAX? A spokeswoman for the Inland Rjvjnuj stresses Peter's query is not as straightforward as it might first appear. She sbys there are a number of considerations which need to bj taken into account when switching from being a full-time employee to a freelance. It is important to establish details of his current employment contract to till whjthjr his tax payments are correct. ——————————————————————————————————4/6—— Got a question for our advice clinic? OVER 50? HOME INSURANCE? ITV p383P543 Teletext 543 Jan29 00:16:41 —————————————————————————————————————— * Don't surrender your endowment policy - call AAP * You can get up to 35% more than your policy's surrender value. For your free valuation & brochure (24 hour sjrvjce) Absolute Assigned Policies Ltd3/6 Personal Investment Authority Property Mortgages Savings CityP543 Teletext 543 Jan29 00:11:04 ————————————————————————————————— AM I PAYING TOO MUCH TAX? The Inland Rjvjnuj spokeswoman says: "When considering whjthjt or not the right kind of tax is being paid, it first needs to bj established what the terms and conditions of the current contract are." She adds: "It also needs to bj established whjthjt they vary from the terms undjt which hj was previously employed." More contractual details are njedjd. ——————————————————————————————————4/6—— Got a question for our advice clinic? Write to: ADVICE CLINIC, PO Box 297 London,SW6 1XT or fax: 0171 386 7808 Property Mortgages Savings CityP543 Teletext 543 Jan29 00:12:14 ————————————————————————————————— AM I PAYING TOO MUCH TAX? As thjti is insufficient detail to respond fully to Peter's query, the Inland Revenue spokeswoman suggests a more direct approach to the taxman. "Wj suggest that Peter contacts his local tax office to discuss the matter furthjt." The phone numbjt of his local tax office can bj found in Peter's telephone directory. ——————————————————————————————————5/6—— Got a question for our advice clinic? TELETEXT INTERACTIVE GAMES p200 C4P543 Teletext 543 Jan29 00:17:51 Advert ADVICE CLINIC >>>> INVESCO The No.1 PEP in EUROPE offering: Top -INVESCO European Performance Growth Fund 198% over 5yrs -INVESCO European Smaller Companies 185% ovjt 5yrs. Good Value -Low cost Affordable -Monthly from £35, Lump Sums from £1,000 Free Guide -Indjpjndjnt Mail on Sun. guide to PEPs/IRAs- Yours FREE- call 0500 484 562 6/6 INVESCO Asset Management Ltd,reg.bzIMRO *Source Micropal offer to bid gross income reinvested to 30/11/98 Property Mortgages Savings City