P545 Teletext 545 May02 03:41:13 Variable &jjjuj5 z5{5z5s2s{5 Rbtes ———————————— — ———————————————— Ljndjt Rate LTV Telephone Newcastle 6.95% 95% 0845 6064488 Sst. & Swindon 6.85% 95% 0800 371824 Halifax 6.85% 95% 0800 203049 Postman 6.85% 95% 0800 7319136 Britannia 6.85% 95% 0800 526350 Scarborough 6.89) 95% 0990 133149 Woolwich 6.89% 95% 0345 454546 Leeds & Holbjck 6.79) 95% 0800 0725726 Nationwide 6.45% 95% 0800 302010 Egg 5.99% 90% 0845 6000290 ——————————————————————————————————1/17— Source: London & Country HELP THE KOSOVO REFUGEES - DETAILS OF US AID AGENCIES' APPEAL ARE ON p540 Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:31:43 Fixed Rate Selection ———————————— — ———————————————— Rate & Tjtm LTV RPL Fee 2.95) - 1 year 90% 3yrs £249 Sttoud & Swindon (0800 371824) 3.89% to 01/07/01 75% 07/03 £295 Leeds & Holbjck (0800 0725726) 5.19% to 30/06/02 90% 06/02 £295 Newcastle (0845 344345) 5.35) to 30O06/04 90% 06/04 £295 Newcastle (0845 6064488 5.40% to 31/05/09 90% 10yrs £395 First Mortgage (0800 080088) ——————————————————————————————————2/17— Source: London & Country ] YOU COULD SAVE OVER £100 A MONTH ON YOU5 MORTGAGE - p628 Savings Borrowing Property WjekjndP545 Teletext 545 Maz02 02:39:31 Advert MORTGAGES >>>> NEW SPECIAL FIXED RATES 2yr fixed 3.99)(APR 4.1%) to 31/5/01 3yr fixed 4.59)(AP 10yr fixed 5.40%(APR 5.8%) to 31/5/09 Purchase & remortgage Maximum y0% LTV Your home is at risk if you do not keep up repayments on a mortgage or othjt loan secured on it. Written illustrations available. 9am-5.30pm Mon-Fri 0800 0800 88 FirstMortgagj Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:36:25 Discount Rates ———————————— — ———————————————— Discount Pazbbli Max RPL Fee & Tjtm Rate Now LTV 4.25) 2.55) 95) 5yrs £100 1 year Lambjth (0800 225421) 3.40% to 3.49) 95% 05/05 None 01/05/01 Woolwich (0345 454546) 2.55% to 4.40% 90% 06/04 £295 30/06/02 Nottingham Imp. (0115 9810410) 1.45% to 5.40% 75% 7yrs None 31/07/04 Halifax (0800 203049) Discounts with extended redemption titm ——————————————————————————————————4/17— Source: London & Country For a mortgage fixed at 3.99) with a cashback up to £10,000 see p618 Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:40:18 Discount Rates ———————————— — ———————————————— Discount Pazbbli Max RPL Fee & Tjtm Rate Now LTV 2* to 4.85% 95% 2 yrs £295 01/03/01 Sttoud & S'don (0800 371824) 1.36) 5.34* 95) Nil £125 3 years Dirbzshiri (01332 841000) 1.65% 5.24* 95) 4 yrs None 4 years Scarborough (0990 133149) 1.25% 5.45% 95% Nil None 5 years Derbzshiri (01332 841000) Discount without long redemption titm ——————————————————————————————————5/17— Source: London & Country ANY PU5POSE LOANS - SEE PAGE 627 O CALLWJLMSLOWFREEON Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:20:11 Advert MORTGAGES >>>> 3.99% Fixed for 2 years Loans avbilabli up to 95% Frii MIG below 90% ] IN ASSOCIATION WITH ] BIRMINGHAM MIDSHIRJS ] T +] SEE p.618 ] YOU5 HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:40:04 ]&uh<|h<($|l4,l4|l4|l4|,$ Capped ]&jjjuj5 z5{5z5s2s{5 Rates ———————————— — ———————————————— Capped Rate Variable Max RPL Fee & Tjtm Rate Now LTV 4.99) 6.80% 95% 5yrs £295 01/05/00 Lambjth (0645 909192) 5.69) 6.45% 90% 2yrs £ 95 2 years Nationwide (0800 302010) 5.99) 6.89) 95) 4yrs None 4 years Scarborough (0990 133149) 5.99) to 6.60% 75) 5yrs £295 5 years Yorkshire (0800 378836) Cap stipulates maximum rate ovjt term ——————————————————————————————————7/17— Source: London & Country HELP THE KOSOVO REFUGEES - DETAILS OF US AID AGENCIES' APPEAL ON ITV p520 Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:44:22 First Tjmj Fixed Rate ———————————— — ———————————————— Fixed Rbte Variable Max RPL Fee & Tjtm Rate Now LTV 2.95% 6.95% 90% 3yrs £249 1 year Stroud & Swindon (0800 371824) 5.19) 6.95) 90% 06/02 £295 30/06/02 Newcastle (0345 344345) 5.39) 6.45) 90% 2yrs £ 95 2 years Nationwide (0800 302010) 5.39) to 6.85) 95% 7yrs £295 5 years Britannia (0800 526350) Loans are fixed for incentive term ——————————————————————————————————8/17— Source: London & Country HELP THE KOSOVO REFUGEES - DETAILS OF US AID AGENCIES' APPEAL ON ITV p540 Savings Borrowing Property WjekjndP545 Teletext 545 Maz02 03:41:11 First Tjmj Discounts ———————————— — ———————————————— Discount Paybbli Max RPL Fji & Tjtm Rate Now LTV 4* 2.70% 90% 5yrs £295 1 year Norwich & PWbrgh (01733 362636) 1.30% 5.55) 75% None None 31/07/02 Halifax (0800 203049) 1.20% 5.25% 90% None None 2 years Nationwide (0800 302010) 1.25% 5.45% 95% None £125 5 years Derbzshiri (01332 841000) Discount from lindjt's vbriabli rate ——————————————————————————————————9/17— Source: London & Country BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Savings Borrowing Property WjekjndP545 Teletext 545 May02 02:42:18 Advert MORTGAGES >>>> YOU COULD SAVE OVER A MONTH ON YOU5 MORTGAGE Get much more with 10/17 D I R E C T Savings Borrowing Property WeekendP545 Teletext 545 May02 03:48:01 Cashback Deals ———————————— — ———————————————— Cashback % Variable Max RPL Fee & Maximum Rate LTV 8* £20,000 6.95) 95% 7yrs £395 Northern Rock (0845 6050500) 7* £15,000 6.94* 90% 6yrs £295 Univjtsbl (0800 281496) 6% £12,000 6.90% 80% 5yrs None Cheshire (0800 243278) 5) £15,000 6.64* 95% 5yrs £ 25 Furnjss (01229 824560) Mortgage rates are vbriabli ——————————————————————————————————11/17 Source: London & Country For a mortgage fixed at 3.99) with a cashback up to £10,000 see p618 Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:45:51 Advert MORTGAGES >>>> PRUDINTJAL YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ] OTHER LOAN SECURED ON IT. Whjthjt you'ri buying your first A first home, moving or charge ovjt remortgaging, I'll the property help you find your required. perfect mortgage- any time, any place. Written Quotation on THE MAN FROM THE PRU Request Call 8am to 8pm SEE P633 7 days a week www.pru.co.uk Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:46:17 100% Of Loan Deals ———————————— — ———————————————— Rate & Tjtm 1st/2nd RPL Fee mortgage 7.45% vbriabli Both None None Roybl Bank Of Scotland (0800 121121) 7.10% vbriabli Both 5yrs None Yorkshire (0800 378836) 6.49) to 01/04/04 Both 03/05 £295 Bristol & West (0800 119955) ——————————————————————————————————13/17 Source: London & Country MORTGAGES THAT FIT LIKE A GLOVE p633P545 Teletext 545 May02 03:14:18 Key to terms ———————————— — ———————————————— Rbti Current vbriabli rate charged by lindjt. Deals revert to variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a pjtcentagj of property value. RPL Redemption Period Lasts: borrowers are liable to bj pjnalisjd if the loan is partly or fully redeemed during this pjtiod. Fee Arrangement fee charged by lindjt. ——————————————————————————————————14/17 Source: London & Country O LATEST SHAKE PRICES p510 Savings Borrowing Property WjekjndP545 Teletext 545 May02 03:40:11 House Prices ———————————— — ———————————————— HOUSE PRICE INDEX Month Index MthOChn Yr/Chm Av.Price Apr98 230.8 +0.8* +5.6% £71,285 May:8 231.5 +0.3% +5.0% £71,532 Jun:8 233.8 +1.0% +5.6% £72,253 Jul98 235.0 +0.5% +6.0% £72,611 Aug:8 234.8 -0.1* +5.3% £72,540 Sip:8 235.8r +0.4*r +5.4% £72,859r Oct98 238.8r +1.3Ir +6.7% £73,777r Nov:8 237.0 -0.7* +4.9) £73,231 Dec98 236.7 -0.1* +4.5% £73,129 Jan:9 237.6r +0.4*r +4.4% £73,406r Feb:9 236.2r -0.6)r +3.6% £72,991r Mar99 23y.0 +1^2* +4^4% £73,836 ——————————————————————————————————15/17 Supplied by Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CINEMA? p460P545 Teletext 545 May02 03:44:34 Mortgage of the week ———————————— — ———————————————— STROUD & SWJNDON BUILDING SOCIJTZ 4.85% discounted mortgage LTV Max 95% Fee £295 Having reduced its base rate to 6.85%, the 2% discount until March 1 2001 now gives a payable rate of 4.85%. This is followed by a discount of 1% for the next three years. Early repayment fees only apply in the first two years, but 25% can bj repaid penalty-free any time. Stroud & Swindon BS: 0800 371824 ——————————————————————————————————16/17 by London & Country CITY NEWS HEADLINES P500P545 Teletext 545 Maz02 03:41:27 Advert MORTGAGES >>>> ] SPECIAL 3 YEAR DISCOUNT ] 3% disc in yr 1 - 3.94% * 2* disc in yr 2 - 4.94* * 1% disc in yr 3 - 5.94% * * Discount from SV FREE vbluation,FREE arrangement, NO compulsory insurance,Max 80% LTV Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written illustrations available. 9am-5.30pm Mon-Fri 0800 0800 88 FirstMortgagj Savings Borrowing Property Wjekjnd