P532 Teletext 532 Jul18 23:23:13 U ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN The "most significant development" for householders since the introduction of council tax in 1991 is underway, says mortgage lending giant the Halifax. The revaluation exercise, which began in April, will change England's tax bands to reflect house price inflation of 186% over the past 14 years. The Halifax estimates average homes in three out of 10 local authorities could move to a different council tax band. ——————————————————————————————————1/9—— by Graham Buck New and Used car bargains See p700 Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:27:29 U ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN At £1,009, the average 2005-06 council tax bill in England is over £1,000 per household for the first time, says the Office of the Deputy Prime Minister. The increase of 4.3% over the 2004-05 average of £967 is the smallest for some years; Total council tax revenue is forecast at £20.9bn across the UK in 2005-06, and will account for 5.3% of total personal taxation of £397.8bn. ——————————————————————————————————2/9—— Are you a Premium Bond winner? 539 SAY GOODBYE TO EXPENSIVE CREDIT p628 Find out more from Loans.co.uk Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:12:10 ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN The Halifax thinks the Government is likely to raise England council tax bands in line with the 186% rise in house prices since 1991. But it could opt to base it on regional house price growth instead. ——————————————————————————————————3/9—— "Best buy" home loan rates 536 CLEAR EXPENSIVE CREDIT BILLS NOW! LOANS.CO.UK CALL 0800 197 2875 NOW! Loans subject to status and secured on residential property by second charge. Calls recorded for training SEE p628 Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:14:21 U ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN A Halifax survey of 320 out of 354 of English local authorities suggests more households gain than lose if council tax bands are revalued in line with 186% house price growth since 1991: It estimates 53 (17%) of them could see the average household move to a lower council tax band. But households in 40 (13%) of local authorities could find they are in a higher council tax band. ——————————————————————————————————4/9—— Latest rates on National Savings 540 CHECK YOUR SHARE PRICES p520 Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:13:18 Advertisement 5/9 You could be entitled to thousands of pounds in compensation if your endowment policy was mes-sold. Claim 2 Gain offer a specialist claims service for victims of the endowment mes-selling scandal. Because we understand the endowment claims process and financial regulations, we win the majority of cases we handle. We work on a NO WIN NO FEE basis CALL NOW TO GET OUR FREE NO OBLIGATION INFORMATION PACK www.claim2gain.biz Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:11:14 ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN Valuation officers began to reassess the council tax paid by 22m residential properties in England in April. The revaluations will be based on a home's capital value at April 1 2005 and include its size, age, character, locality and other sales data. Their decisions will affect council tax bills from April 2007 - and be issued ahead of this date (probably September 2006) by the Valuation Office Agency. ——————————————————————————————————6/9—— "Best buy" personal loans 546 HAD AN ACCIDENT IN THE LAST 3 YEARS? SEE ITV1 p385 Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:24:00 ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN Wales introduced new council tax bands thew year - but the increases of 47% (band A) to 83% (bands D and E) lagged Welsh house price inflation of 119%. As a result, it is claimed 33% of the 1.3m homes in Wales moved to a higher valuation band; 8% to a lower and 58% were unchanged; If England followed Wales, 219 of 320 local authorities would see higher council tax bands says the Halifax. ——————————————————————————————————7/9—— "Best buy" credit card deals 546 New and Used car bargains See p700 Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:22:17 ———————————————————————— — COUNCIL TAX SNAKES AND LADDERS SEEN If new council tax bands in April 2007 reflect house price rises since 1991, there may be more winners: 55% of local authorities have seen below average increases and only 45% above average: Bradford, Stoke-on-Trent, Ashford and Wolverhampton are most likely to benefit from lower council tax bands. Hammersmith and Fulham, Westminster, mid-Suffolk, North Cornwall and Alnwick are prime candidates to move up a band. ——————————————————————————————————8/9—— Personal Finance headlines today 530 UNLOCK YOUR PENSION ITV1 p359 Money news Product Homes LifeCvrAdP532 Teletext 532 Jul18 23:26:42 Advertisement Mortgages >>> 9/9 A GREAT RANGE OF SPECIAL RATES We may monitor and record calls YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Halifax plc.Registered Office:Trinity Road,Halifax,West Yorkshire HX1 2RG. Registered in England No.2367076. Compliance No.5/00189.1 Money news Product Homes LifeCvrAd