P545 Teletext 545 Mar30 00:58:54 ————————— FIXED RATES ————————————————— rates subject to change LENDER RATE LTV TERM FEE Hing&Rug 0.5% 70% 1.2.97 £275 Yorkshire 5.99% 85% 3 years £250 Coventry 6.7:% 85% 1.3.2001 3% Skipton 3.75% 75% 2 years £295 Source: John Charcol: London ——————————————————————————————————1/7—— Variable and discount rates >> TELETEXT HOLIDAY VIEWER OFFERS P539 Savings Money News Tax Money TipsP545 Teletext 545 Mar30 00:57:11 ——————— VARIABLE/DISCOUNT RATES ——————— rates subject to change LENDER RATE LTV DISCOUNT TERM RATE Scarboro 7.24% 95% 5.94% 1 year 1.30% NatCount 7.4:% 70% 1.50% 5 years 5.99% JCharcol 7.24% 95% 3.00% 1 year 4.24% +3% cashback NorthRoc 7.24% 90% 2.75% 1.5.99 4.49% Halifax 7.25% 90% 3.50% 30.4.98 3.75% ——————— NEGATIVE EQUITY LOANS ————————— Max loan Min income BnkScot 7.74% 9.24% £30,000 £20,000 C&G 7.24% 7.24% 25% 2xincomj Source: John Charcol: London ——————————————————————————————————2/7—— Latest rates for first time buzjrs >> SAVE OVER £4,500* ON YOUR MORTGAGE! SEE PAGE 558 Savings Money News Tax Money TipsP545 Teletext 545 Mar30 00:57:18 ————————— FIRST TIME BUYERS ——————————— rates subject to change LENDER APR MAX DISCOUNT TERM Bank x Ire 0.99% 95% fix for 6 months +3% discount for six months NorthRock 1.24% 90% 6% off to 1.5.97 Abbey Nat 5.94% 95% dis to 31.5.2001 JCharcol 4.24% 95% 3% off for 1 yr + 3% cashback —————————— CAPPED RATES ——————————————— Barclays 3.75% 95% 30.4.97 fee £100 MortBus 5.99% 95% 1.6.98 fee £299 BrimMids 7.59% 90% 1.4.2001 fee £295 ——————————————————————————————————3/7—— 100% Mortgages >>>> Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Mar30 00:57:57 ————— 100% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LENDER RATE 1ST/2ND FEE TERM Cjntrebk 7.25% Both £250 Feb 1998 Bk Ireld 7.4:% 2nd £280 variable RBk Scot 7.99% Both none variable RBk Scot 6.79% Both none 28.3.97 TUB 8.19% Both £250 31.1.2001 Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> FAST DIRECT LOANS SEE PAGE 433 Savings Money News Tax Money TipsP545 Teletext 545 Mar30 00:54:04 Advert MORTGAGES >> SPECIAL MORTGAGE OFFER FROM COVENTRY BUILDING SOCIETY SAVE OVER £5,000* ON YOUR MORTGAGE! 3.95% 4.1% APR (VARIABLE) UNTIL 01/05/98 (MAX 85% LTV) To find out more contact your nearest branch or call: QUOTE CODE:C4 5/7 LINES ARE OPEN Mon-Fri 8am-9pm Saturday 9am-6pm, Sunday 10am-6pm Read in conjuction with page 558 Savings Money News Tax Money TipsP545 Teletext 545 Mar30 00:52:01 ————— CASHBACK MORTGAGES —————————————— rates subject to change LENDER % OF LOAN MAXIMUM CASHBACK MarkjtHarb up to 6% £5,000 Furnjss up to 5% none Chjlsja 5% £10,000 BrimMids 5% £25,000 NorthRock 6% £9,000 Source: John Charcol: London ——————————————————————————————————6/7—— Halifax house price index >>> Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Mar30 00:54:42 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Feb:5 200.1 0.2% -1.1% £61,821 Mar95 201.2 -0.3% -1.5% £62,180 Apr95 201.6 -0.4% -1.4% £62,300 May:5 200.1 -1.0% -1.4% £61,830 Jun:5 201^2 -0.4% -1.9% £62,171 Jul95 199.3 -0.7% -3.1% £61,583 Aug:5 198.7 +0.1% -2.4% £61,389 Sip:5 19y.0 +0.4% -2.0% £61,498 Oct95 197.7 +0.2% -1.8% £61,092 Nov:5 198.5 +0.3% -1.4% £61,317 Dec95 197.1 +0.2% -1.4% £60,901 Jan:6 1y6.3 +0.2%r -1.2% £60,638 Feb:6 200.6 +0.9% +0.2% £61,971 ——————————————————————————————————7/7—— House prices update early April Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Mar26 00:5;:17 Advert MORTGAGES >> ] / Mortgages Over The Phone Nationwide Direct is a quick and easy way of arranging your mortgage. For a quick mortgage quote W Unbelievable range of mortgage deals available now Our Mortgage rate down from 1 April Savings Money News Tax Money Tips