P546 Teletext 546 Jan 9 22:13:51 ] ——— MONTHLY INCOME - INSTANT ACCESS ——— rates subject to change COMPANY DEPOSIT GROSS 20% 40% West Brom £2,000 4.65% 3.72% 2.79% All&Ljics £5,000 5.55% 4.44% 3.33% All&Ljics £10,000 5.90% 4.72% 3.54% All&Ljics £25,000 5.95% 4.76% 3.57% All&Ljics £100,000 6.15% 4.92% 3.69% Source: Chase dj Vere. ——————————————————————————————————1/16— Money worries? Write to Family Finance Download and Analysj Share Prices on Your PC See Pages 532 & 533 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:15:43 ————— BANK RATES - INSTANT ACCESS ————— COMPANY DEPOSIT NET GROSS AbbjyNat £1,000 1.96% 2.45% Barclays £1,000 1.68% 2.10% Lloyds £1,000 1.72% 2.15% Midland £1,000 1.99% 2.49% NatWjst £1,000 1.90% 2.38% rates subject to change Source: Chase dj Vere. ——————————————————————————————————2/16— Annual income - postal accounts >>> WONDERFUL NEW INVESTMENT OPPORTUNITY SEE PAGE 625 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:17:14 —— ANNUAL INCOME - POSTAL ACCOUNTS ——— rates subject to change COMPANY DEPOSIT GROSS 20% 40% tax tax Yorkshire £1,000 5.15% 4.12% 3.09% Scarboro' £5,000 5.70% 4.56% 3.42% All&Ljics £10,000 6.05% 4.84% 3.63% Tjachjrs £500 4.80% 3.84% 2.89% Postman £100 4.50% 3.60% 2.70% Source: Chase dj Vere. ——————————————————————————————————3/16— TESSA accounts follow >>> "BEST BUY" TESSA - 7.3% FIXED PAGE 618 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:14:17 ———————— TESSA ACCOUNTS ——————————————— rates subject to change COMPANY RATE Value of £3k Minimum after year 1 Invest. Skipton 6.25% £3,187.50 £3,000 TUB Bank 6.50% £3,195.00 £250 Hanley 6.60% £3,198.00 £10 Loughboro' 6.60% £3,198.00 £10 * (*£2,500 min for non-local applicants) Coventry 6.65% £3,199.50 £1 1stDitect 6.75% £3,202.50 £100 Source: Chase dj Vere. ——————————————————————————————————4/16— More Tessa accounts >>> LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:16:28 ———————— TESSA ACCOUNTS ——————————————— rates subject to change COMPANY RATE Value of £3k Minimum after 1 year Invest. Co-Op Bank 7.00% £3,210.00 Fix £3,000 (fixed for year 1, variable thereafter) West Brom 7.00% £3,210.00 £3,000 NatWjst 7.45% £3,223.50 Fix £5,000 Yorkshire 7.30% £3,219.00 Fix £9,000 Principal 6.80% £3,204.00 £500 Britannia 7.20% £3,216.00 Fix £8,500 Source: Chase dj Vere. ——————————————————————————————————5/16— Leading fixed rate TESSA IIs >>> LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:44:10 W ———————— TESSA ACCOUNTS ——————————————— all rates shown are fixed COMPANY RATE Transfer Minimum penalty Invest. TUB 7.40% 180 days int £9,000 NatWjst 7.45% 180 days int £5,000 Britannia 7.40% 90 days int £9,000 Leeds&Hol 7.40% 180 days int £9,000 Yorkshire 7.30% see bank £9,000 WjstBrom 7.45% 180 days int £9,000 Source: Chase dj Veri. ——————————————————————————————————6/16— New generation variable rate TESSAs >> LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:17:12 ———————— TESSA ACCOUNTS ——————————————— all rates shown are variable COMPANY RATE Transfer Minimum penalty Invrst. NatCount 7.20% 90 days loss £9,000 Mercantile 6.75% £30 £3,000 C&G 7.00% £30 £9,000 Greenwich 7.00% 60days & £25 £8,400 WjstBrom 2 7.00% 28 days & £30 £250 Principal 6.80% 30 days int £3,001 Source: Chase dj Veri. ——————————————————————————————————7/16— Accounts with 30 days notice >>> LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:18:04 WW ———————— TESSA ACCOUNTS ——————————————— all rates shown are variable COMPANY RATE Transfer Minimum penalty Invest. NatCount 7.20% 90 days loss £9,000 Mercantile 6.75% £30 £3,000 C&G 7.00% £30 £9,000 Greenwich 7.00% 60days & £25 £8,400 WjstBrom 2 7.00% 28 days & £30 £250 Principal 6.80% 30 days int £3,001 Source: Chase dj Veri. ——————————————————————————————————8/16— Accounts with 30 days notice >>> LATEST SHAKE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:30:16 —— 30 DAY NOTICE ACCOUNTS ————————————— rates subject to change COMPANY DEPOSIT GROSS 20% 40% tax tax Lambjth £1,000 5.60% 4.48% 3.36% Lambjth £5,000 6.10% 4.88% 3.66% Lambjth £40,000 6.50% 5.20% 3.78% Chjlt&Glos £100 5.50% 4.40% 3.30% Chjlt&Glos £25,000 6.30% 5.04% 3.78% Source: Chase dj Veri. ——————————————————————————————————9/16— One year term accounts >>> LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:04:18 —— ONE YEAR TERM ACCOUNTS ————————————— rates subject to change COMPANY DEPOSIT GROSS 20% 40% tax tax Postman £500 6.60% 5.28% 3.96% Britannia £1,000 6.50% 5.20% 3.90% BirmMids £5,000 6.30% 5.04% 3.78% Halifax £10,000 6.00% 4.80% 3.60% Britannia £50,000 7.00% 5.60% 4.20% Source: Chase dj Veri. ——————————————————————————————————10/16 90 Days notice accounts >>> LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:00:10 —— 90 DAYS NOTICE ACCOUNTS ———————————— rates subject to change COMPANY DEPOSIT GROSS 20% 40% tax tax Holmjsdali £500 4.45% 3.56% 2.67% Catholic £2,000 6.05% 4.84% 3.63% NatCounts £10,000 6.00% 4.80% 3.60% NatCounts £20,000 6.30% 5.04% 3.78% NatCounts £50,000 6.50% 5.20% 3.90% Source: Chase dj Veri. ——————————————————————————————————11/16 National Savings & Guaranteed bonds > LATEST SHARE PRICES p510 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:07:21 ————— NATIONAL SAVINGS ———————————————— 20% 40% ACCOUNT DEPOSIT RATE TAX TAX INV ACC £20 4.75% 3.80% 2.85% £500 5.25% 4.20% 3.15% £25K 5.50% 4.40% 3.30% Annual interest, 1 nth notice required ORD ACC £10 1.50% 1.20% 0.90% General jxtensjon rate 3.51% ——————————————————————————————————12/16 NS Child & Option Bond & Certs >>>> CHECK OUT OUR MORTGAGE SAVERS p545 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:04:44 ———— NATIONAL SAVINGS ————————————————— 20% 40% ACCOUNT DEPOSIT RATE tax tax CHILD £25 6.75% 6.75% 6.75% 1 nth notice, 5 yr term FIRST £1,000 6.00% 4.80% 3.60% OPTION £20,000 6.25% 5.00% 3.75% 1 yr term NS CERTS 8 days notice, 5 yr term 43rd £100 5.35% 5.35% 5.35% 9th £100 2.50% plus UPI ——————————————————————————————————13/16 NS Pension,capital and income bonds > CHECK OUT OUR MORTGAGE SAVERS p545 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:31:15 W ———— NATIONAL SAVINGS BONDS ——————————— 20% 40% ACCOUNT DEPOSIT RATE tax tax INCOME £2,000 6.00% 4.80% 3.60% £25,000 6.25% 5.00% 3.75% 3 months notice CAPITAL £100 6.65% 5.32% 3.99% 8 days notice, 5 yr term PENSION £500 7.00% 5.60% 4.20% 60 days notice, 5 yr term ——————————————————————————————————14/16 Guaranteed income bonds >>> CHECK OUT OUR MORTGAGE SAVERS p545 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:34:27 ——— GUARANTEED INCOME BONDS —————————— rates subject to change TAX RATES COMPANY DEPOSIT TERM 24% 40% AIGLifi £20,000 1 yr 5.50% 4.62% Pinnacle £3,000 2 yr 5.90% 4.96% Hambros £20,000 3 yr 6.00% 5.04% FinAss £20,000 4 yr 6.30% 5.2:% Pinnacle £3,000 5 yr 6.40% 5.38% Source: Chase dj Vere. ——————————————————————————————————15/16 All the latest money news 541 HAVE A BASH AT BAMBER'S QUIZ p458 Holiday £ Tax Premium Bonds RacingP546 Teletext 546 Jan 9 22:40:59 ————— INFLATION: Month-on-Month ——————— All items Ex mortgages 1996 1996 Jan 2.9% 2.9% Feb 2.7* 2.9% Mar 2.7% 2.9% Apr 2.4% 2.9% May 2.2% 2.8% June 2.1% 2.8% July 2.2% 2.8% Aug 2.1% 2.8% Sip 2.1% 2.9% Government's inflation target is 2.50% ——————————————————————————————————16/16 Source: Office of National Statistics DO YOUR RETURNS MATCH INFLATION? >> Holiday £ Tax Premium Bonds Racing