P545 Teletext 545 May26 08:12:42 ————————— FIXED RATES ————————————————— rates subject to change LENDER RATE LTV TERM FEE Hing&Rug 0.2% 70% 12 months £275 Skipton 7.65% 95% 30.6.2001 £295 WestBrom 5.99% 85% 1.6.99 £295 Coventry 6.79% 85% 1.3.2001 3% 1stMortg 3.95% 75% 1.7.98 £275 Source: John Charcol: London ——————————————————————————————————1/7—— Variable and discount rates >> TELETEXT HOLIDAY VIEWER OFFERS P539 Savings Money News Tax Money TipsP545 Teletext 545 May26 08:16:12 —————— VARIABLE/DISCOUNT RATES ———————— rates subject to change new LENDER RATE LTV DISC rate TERM Scarbor 7.24% 95% 6.29% 0.95% 1 yr John Ch 7.24% 95% 3% 4.24% 1 yr + 3% cashback Principl 6.74% 90% 3.14% 3.60% 1.7.98 1stMort 7.10% 75% 2.60% 4.50% 3 yrs Halifax 7.25% 90% 1.76% 5.49% 5 yrs Source: John Charcol: London ——————————————————————————————————2/7—— First time loans & capped rates >> LATEST SHARE PRICES p510 Savings Money News Tax Money TipsP545 Teletext 545 May26 08:11:24 ————————— FIRST TIME BUYERS ——————————— rates subject to change LENDER APR MAX DISCOUNT TERM Bank x Ire 0.99% 95% fix for 6 months +3% discount for six months All&Ljics 1.50% 95% 5.75% dis 1.6.97 Abbey Nat 5.94% 95% dis to 31.5.2001 JCharcol 4.24% 95% 3% off for 1 yr + 3% cashback —————————— CAPPED RATES ——————————————— Barclays 3.75% 95% 30.4.97 fee £100 MortBus 5.95% 90% 1.6.98 fee £299 ——————————————————————————————————3/7—— 100% Mortgages >>>> Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 Maz26 08:11:42 ————— 100% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LENDER RATE 1ST/2ND FEE TERM Cjnttibk 6.74% Both £250 30.4.97 Bk Irild 7.49% 2nd £280 variable RBk Scot 8.09% Both £250 15.6.98 Bk Scot 8.49% Both £250 15.6.99 —————— NEGATIVE EQUITY ———————————————— RATE LOAN -VE EQUITY INCOME BkxScot 7.74% 9.24% £30,000 £20,000 C&G 6.95% 6.95% 25% 2.5xwagj Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> LATEST SHARE PRICES p510 Savings Money News Tax Money TipsP545 Teletext 545 May26 08:19:54 ————— CASHBACK MORTGAGES —————————————— rates subject to change LENDER % OF LOAN MAXIMUM CASHBACK Furnjss up to 5% none Chjlsja 5% £10,000 BrimMids 5% £25,000 NorthRock 6% £9,000 Source: John Charcol: London ——————————————————————————————————5/7—— Halifax house price index >>> Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 May26 08:14:12 ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Nth/Chm Yr/Chm AV.PRICE Apr95 201.6 -0.4*r -1.4% £62,300 May:5 200.1 -0.4%r -1.4% £61,830 Jun:5 201.2 -0.4% -1.9% £62,171 Jul95 199.3 -0.7% -3.1% £61,583 Aug95 198.7 +0.1% -2.4% £61,389 Sip:5 199.0 +0.4% -2.0% £61,498 Oct95 197.7 +0.2% -1.8% £61,092 Nov:5 198.5 +0.3% -1.4% £61,317 Dec95 197.1 +0.2% -1.4% £60,901 Jan:6 196.3 +0.2% -1.2% £60,638 Feb:6 200.6 +1.0% +0.2% £61,971 Mar96 204.6 +1.1%r +1.7% £63,210 Apr96 204.6 +0.7% +2.7% £64,009 ——————————————————————————————————6/7—— House prices update early June Download and Analysj Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Money TipsP545 Teletext 545 May26 08:12:41 Advert MORTGAGES >> MAGAZINE ANSWER YES TO THE FOLLOWING QUESTION AND YOU COULD SAVE MORE THAN £17.50 Do you feel that you should get more from your savings or investments? Personal Finance magazine advises you on how to make the most of your money. With jargon-free language the magazine covers topics such as: Mortgages PEPs Pension & savings plan investments Investment Trusts Unit Trusts Life insurance 7/7 ...and much,much more. 0171 522 2989 24HRS FOR FREE COPY Savings Money News Tax Money Tips